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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

No paypal payment option no transactions.

1 have been with paypal 10 years now. I do not take the risk of making any payment online if the seller does not accept paypal payment. Only once I use my credit card online in 10 years and I was scammed. It took my credit card company 5 months to investigated and pay back £3,000.00 that was stolen. I don't make such mistakes any more. No paypal no transaction. Reviewed on: 29th May 2025

Loads of options to suit your needs.

Loads of options to suit your needs. Payments etc.. and its secure to pay strangers too. Reviewed on: 29th May 2025

Could not ask for more

It has been a very good partnership. The only thing maybe I could mention is that I have requested a limit increase several times and always been declined . Not sure why but other than that all good Reviewed on: 29th May 2025

PayPal is great for convenience

PayPal is such a convenient and safe way to pay with and send money to friends and family if you owe them for anything. I prefer PayPal over internet banking for how easy and quick it is rather than looking up account numbers etc which takes time. I have also used PayPal for splitting payments of expensive items to help my finances to spread the cost a little. Thank you paypal Reviewed on: 29th May 2025

Easy to use and budget, and pay back.

Easy to use and budget, and pay back. Reviewed on: 29th May 2025

easy to use, easy to implement

paypal is easy to use, easy to implement, bit more expensive than others, but still worth it Reviewed on: 29th May 2025

Great service, I love being able to buy now and pay...

Great service, I love being able to buy now and pay later, using PayPal gives you the protection of being able to get your money back if purchases don't arrive also using PayPal on just eat.i have had issues buying things online and not received the item or bogus sites luckily PayPal intervened and I was able to get my money back Reviewed on: 29th May 2025

My go-to for payments

Easy to use. Good customer service. Payments feel protected. Reviewed on: 29th May 2025

Great and trustworthy.

Great and trustworthy. Innovative products and so pleased they offer PayPal credit. It makes life a lot easier. Reviewed on: 29th May 2025

I have never had any problems with PayPal Credit in...

I have never had any problems with PayPal Credit in all the years I’ve been using it, and it’s a great way to spread the payments for something you need straight away, by paying it off monthly, and the first 4 months are interest free, after that you pay some interest, but it’s not a big amount. Reviewed on: 29th May 2025

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