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PayPal: PayPal Credit reviews

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4.90
Based on 109,451 reviews, last reviewed 18th May 2026
2702800% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver I enjoy using the app never had problems customer service is brilliant buy now pay later credit is a life saver. Easy online payment Reviewed on: 18th May 2026
Rabya M's avatar
Rabya M

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109451)

PayPal has always been a great way for me to spread...

5
PayPal has always been a great way for me to spread the cost using its credit option Reviewed on: 15th May 2026
Dan M's avatar
Dan M

Best company around

5
Always use PayPal.. fantastic company!! Reviewed on: 15th May 2026
daniel j's avatar
daniel j

Very Satisfied

5
Very satisfied with the service provided and the monthly statement is also very helpful. Reviewed on: 15th May 2026
Robert L's avatar
Robert L

Paypal credit

5
PayPal is a very good service, you can pay the money back in the small instalments that they set as a minimum or you can pay off more. It’s very flexible and reliable and can help in a time of need. Reviewed on: 15th May 2026
K M's avatar
K M

I love that the 3-4 months no interest is never stop.

5
I love that the 3-4 months no interest is never stop. Reviewed on: 15th May 2026
Istvan L's avatar
Istvan L

Generally vewry easy to use and also convenient.

5
Generally vewry easy to use and also convenient. Reviewed on: 15th May 2026
Chris H's avatar
Chris H

I look upon PayPal as my secure go to payment system.

5
I have had a PayPal account for many years and I have always found that the PayPal team are always very helpful and efficient when-ever I have needed to contact them. I always feel confident that my account is very secure with PayPal and because of this I always look upon PayPal as my go to payment system when buying more expensive items as I particularly like the four month interest free credit that is standard for purchases and for purchases over £99 when using their new PayPal credit card. I would definitely recommend PayPay to friends and family. Reviewed on: 15th May 2026
Stephen L's avatar
Stephen L

Love PayPal

5
Love PayPal so easy to use, excellent customer service to help when needed. Never had a problem with them. 10/10 recommend Reviewed on: 15th May 2026
Nicole P's avatar
Nicole P

Very happy with the service, I get 4 months interest...

5
Very happy with the service, I get 4 months interest free credit on spending over £100, pay in 3, PayPal debit card, credit card options. Reviewed on: 15th May 2026
Jak Chowdhury 's avatar
Jak Chowdhury

Easy to use app

5
Easy to use app. Set up & in my wallet Reviewed on: 15th May 2026
Alison D's avatar
Alison D

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