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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171154)

My go to when purchasing online

My go to when purchasing something online knowing I am fully protected more than my bank. Also the options of payment terms and 0% interest. Reviewed on: 8th July 2026

Great service giving time to pay

Great service giving time to pay Reviewed on: 8th July 2026

Excellent products.

I've had to contact PayPal in regards to purchases and it always gets sorted out quickly. It's easy to contact them and they always do their best to help. Credit is easy to manage in the app and is great as it's 0% for 4 months. Reviewed on: 8th July 2026

Reliable, Secure, and Hassle-Free. Highly Recommended

I've been using PayPal for years and it's been one of the most reliable online payment services I've used. Sending and receiving money is quick, checkout is simple, and it's accepted by a huge number of retailers. I also appreciate the added buyer protection, which gives extra peace of mind when purchasing from new or unfamiliar sellers. The mobile app is easy to use, transactions are processed promptly, and managing payments is straightforward. On the rare occasion I've needed support, my issues have been resolved professionally. Overall, PayPal is a secure, convenient, and trustworthy payment platform that I would happily recommend to anyone shopping online or sending money to friends and family. Reviewed on: 8th July 2026

Ubiquitous, smooth and secure experience.

Ubiquitous, smooth and secure experience. No need to share your personal details with every site Reviewed on: 8th July 2026

I really like the way you can earn cash back on purc...

I really like the way you can earn cash back on purchases Reviewed on: 8th July 2026

Excellent service highly recommended

I had a great experience from start to finish. The service was professional, friendly, and efficient, and everything was handled smoothly. I really appreciate the support and would definitely recommend them to anyone looking for a reliable service. Reviewed on: 8th July 2026

Good credit and seamless transaction.

Good credit and seamless transaction. Reviewed on: 8th July 2026

Great service with effective customer service

I have been a PayPal customer for many years now and have been very happy with their service. When I needed to use their customer service, in every case, they were very helpful and was able to resolve my issues very quickly. Reviewed on: 8th July 2026

Consistent Service

Never had a thing go wrong with Paypal which is quite unusual nowadays! Reviewed on: 8th July 2026

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