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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Very fast and does what it says on the tin...

Very fast and does what it says on the tin Reviewed on: 13th July 2026

Brilliant payment service.

Brilliant payment service. Especially buy now pay later Reviewed on: 13th July 2026

PayPal credit gives me peace of mind

PayPal credit gives me peace of mind Reviewed on: 13th July 2026

Very bad experience with customer care who don’t ha...

Very bad experience with customer care who don’t have a clue what they are doing or how to fix things after my account had been hacked and me nearly having a nervous breakdown with stress.. look at my history it took about 8 months to sort it. Reviewed on: 13th July 2026

It has helped me a lot financially.

It has helped me a lot financially. Whenever I do some purchases online I always use paypal credit. Reviewed on: 13th July 2026

PayPal Credit has been extremely helpful

PayPal Credit has been extremely helpful allowing me extra time to pay my balance at 0%i interest. I couldn’t recommend it highly enough. I could have coped in these difficult times without it. Reviewed on: 13th July 2026

PayPal has a good service they render, like PayPal c...

PayPal has a good service they render, like PayPal credit. I used it a lot for my shopping Reviewed on: 13th July 2026

Always there when needed

Always there when needed - I’ve been using it happily for many years. Pretty much anywhere I can use it. Great shopping companion. What else can I say , it’s doing what it supposed to do. Please keep up the good work. Reviewed on: 13th July 2026

Good rates and a very easy process.

Good rates and a very easy process. Reviewed on: 13th July 2026

Always happy!

Always happy! Easy to make a shopping. Reviewed on: 13th July 2026

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