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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Always helpful, fast detecting fraud from some selle...

Always helpful, fast detecting fraud from some seller's, I am happy to be PayPal clients Reviewed on: 29th May 2025

Easy and convenient to use and never had any issues.

Easy and convenient to use and never had any issues. Reviewed on: 29th May 2025

Paypay has been very helpful I prefer PayPal over ba...

Paypay has been very helpful I prefer PayPal over bank account with their flexing credit re payment. Easy access to customers service although is not 24/7. My issues is on credit repayment is confusing sometimes Reviewed on: 29th May 2025

Easy and helpful

Easy, increases in credit limit can happen, 0% interest for 4 months on purchases over £100 Reviewed on: 29th May 2025

Great customer service

Any issue I have had has been resolved in a timely manner from PayPal Reviewed on: 29th May 2025

PayPal 3 in 1 solution

I've been using PayPal for a while and I'm lucky to have all 3 options open to me, using it as a payment platform is essential and the option to pay in 3 is very handy but the credit facility it's very important and useful and the interest free periods are the big selling points for continued use thank you. Reviewed on: 29th May 2025

Useful service

I am a PayPal long term user, I never faced any issues. Reviewed on: 29th May 2025

Had some bad purchases and PayPal have sorted the issue

Had some bad purchases and PayPal have sorted the issue Reviewed on: 29th May 2025

Very helpful and very easy to use

Very helpful and very easy to use Reviewed on: 29th May 2025

PayPal helps me to buy essentials items e.

PayPal helps me to buy essentials items e.g. washing machine at a time when I do not have the funds available. PayPal credit has saved me from going overdrawn on many occasions. Paying for items online is made so much easier with PayPal, not having to give bank card details every time makes transactions simpler and quicker and I know there will always be a record of my purchases in my PayPal account. I have used PayPal for many years and the increasing amount of retailers enabling purchases via PayPal is encouraging. Reviewed on: 29th May 2025

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