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PayPal: PayPal Credit reviews

4.90
Based on 109,465 reviews, last reviewed 18th May 2026
2703450% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Piece of mind for online shopping Piece of mind for online shopping Reviewed on: 18th May 2026
J Whitwell's avatar
J Whitwell

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (109465)

I look upon PayPal as my secure go to payment system.

5
I have had a PayPal account for many years and I have always found that the PayPal team are always very helpful and efficient when-ever I have needed to contact them. I always feel confident that my account is very secure with PayPal and because of this I always look upon PayPal as my go to payment system when buying more expensive items as I particularly like the four month interest free credit that is standard for purchases and for purchases over £99 when using their new PayPal credit card. I would definitely recommend PayPay to friends and family. Reviewed on: 15th May 2026

Love PayPal

5
Love PayPal so easy to use, excellent customer service to help when needed. Never had a problem with them. 10/10 recommend Reviewed on: 15th May 2026

Very happy with the service, I get 4 months interest...

5
Very happy with the service, I get 4 months interest free credit on spending over £100, pay in 3, PayPal debit card, credit card options. Reviewed on: 15th May 2026

Easy to use app

5
Easy to use app. Set up & in my wallet Reviewed on: 15th May 2026

A very handy method of paying !

5
I always use PayPal when ever I get the opportunity as I feel safer when making a purchase.... also I have used the pay in 3 option to spread the cost on larger purchases, which has helped me with my monthly budget. Reviewed on: 15th May 2026

Always had good support.

4
Always had good support. When ever I have needed PayPal they have always helped Reviewed on: 15th May 2026

PayPal helped improve my credit with reviews on how...

5
PayPal helped improve my credit with reviews on how I managed my accoun Reviewed on: 15th May 2026

Always happy to use and is easy,

5
Always happy to use and is easy, Reviewed on: 15th May 2026

Great customer service I received

5
Great customer service I received Reviewed on: 15th May 2026

Really happy , regular updates and limited increases

5
Really happy , regular updates and limited increases Reviewed on: 15th May 2026

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