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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171344)

You’ve got a friend in PayPal

5
I have used PayPal for years, it is so helpful for flexibility, if you need to speak to someone you can & they are always helpful. Spreading the cost of something is amazing Reviewed on: 8th July 2026

Very helpful, easy to use and informative

5
Very helpful, easy to use and informative Reviewed on: 8th July 2026

Transaction with customer is very fast money is prot...

5
Transaction with customer is very fast money is protect until goods is deliver which make both seller and buyer safe from scam Reviewed on: 8th July 2026

I earn very few PayPal points when using PayPal Credit.

5
It’s reassuring to know I can pay later; it’s useful for when I need it. Reviewed on: 8th July 2026

The first I check before making a purchase.

5
The first I check before making a purchase is the the company take PayPal credit.The reason it’s makes purchasing goods very simple you have a choice with PayPal credit pay in 3 pay or over 4 months both with no interest.This makes life a lot easier.Its the best way to make a purchase. Reviewed on: 8th July 2026

Best lenders

5
Probably one of the lowest interest rate from lenders which is also acceptable as a payment method in most sites and now with the introduction of the card extending to even more and last but not least the instalment plans Reviewed on: 8th July 2026

i use paypal because i know i can trust them.

5
i use paypal because i know i can trust them.if i have a ploblem with my order they are there to help Reviewed on: 8th July 2026

It is so good and customer service is polite and hel...

5
It is so good and customer service is polite and helpful Reviewed on: 8th July 2026

Effective way of paying.

5
Quick responses. No problems contacting support. Reviewed on: 8th July 2026

I have no issue at all, paypal been very helpful at...

5
I have no issue at all, paypal been very helpful at difficult times Highly recommend Reviewed on: 8th July 2026

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