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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Five star PayPal

I have used PayPal for payment for years Anytime I have had an issue with a retailer PayPal has always helped me , professionally courteously and promptly, easily the best financial service I use . I strongly advise my family and friends also. Reviewed on: 29th May 2025

It was good and easy to use, with a clear set up and...

It was good and easy to use, with a clear set up and so forth Reviewed on: 29th May 2025

Really easy to use the app and made purchasing a few...

Really easy to use the app and made purchasing a few key items for our new home so easy. Love the pay in 3 option. Reviewed on: 29th May 2025

The interest is too much especially with the cost of...

The interest is too much especially with the cost of living Reviewed on: 29th May 2025

I am very satisfied.

I am very satisfied. I have been using PayPal for several years now when I have encountered any issues they have always been sorted out very quickly by their efficient members of their staff Reviewed on: 29th May 2025

Great flexibility and safe

I like the flexibility and how easy is to use PP credit. Gives plenty of time to pay back large purchases and I feel is it secure both in terms of being protected as a consumer and from fraud. This is a very good alternative to a credit card. Reviewed on: 29th May 2025

I jave had very few issues in the past but when ever...

I jave had very few issues in the past but when ever I had an issue the PayPal support team fixed it in timely manner Reviewed on: 29th May 2025

PayPal credit is free over 4 months and pay in 3 is...

PayPal credit is free over 4 months and pay in 3 is great for smaller purchases and it's all protected even when I use PayPal via my own account Reviewed on: 29th May 2025

Helpful and experienced staff.

Helpful and experienced staff. I found issue resolving efforts with all customers service staffs Reviewed on: 29th May 2025

Paypal credit was brilliant to help spread costs easily

Paypal credit was brilliant to help spread costs easily Reviewed on: 29th May 2025

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