Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171518)

I have been using PayPal for many years

I have been using PayPal for many years and have never had a problem. It's convenient easy to use and very safe and your purchases etc are all covered should they not turn up or its a scam. I highly rate PayPal and will continue to use them for many more years There pay in 3 is very helpful along with other payment options. Highly recommend Reviewed on: 8th July 2026

Valuable service and good notifications ahead of time

Clear information and good notifications ahead of time Reviewed on: 8th July 2026

Paypal has got you covered with no hidden extras.

In my experience and my opinion, it would be a mistake to look any further than Paypal for all purchases, and more importantly, for their services. I recently almost missed getting a valuable family member a birthday gift due to my lack of immediate funds. Then I remembered Paypal could indeed help me out. I have used their Pay in 3 several times. The absolute best thing about this is not having to worry about repayments. Paypal inform me when payments are due and I don't have the worry of missing a payment. As far as I'm concerned, it's a no brained. Charges, there aren't any!! What a bonus. Reviewed on: 8th July 2026

Great experience with PayPal Credit

PayPal Credit has been a great experience overall. The application process was quick and easy, and I've found it convenient and reliable to use for everyday purchases. Customer service has been helpful whenever I needed assistance, and I feel the value for money is excellent. I would definitely recommend it to friends and family. Reviewed on: 8th July 2026

Fast and easy to send and receive funds

Fast and easy to send and receive funds Reviewed on: 8th July 2026

Always had perfect service never had any issues.

Always had perfect service never had any issues. Great service all round Reviewed on: 8th July 2026

PayPal review

I have been using PayPal for many years. I couldn’t imagine using anything else. I love it! It’s so easy to use and the resolution team is a great feature for protecting against scams. Reviewed on: 8th July 2026

Trustworthy and easy to use.

Trustworthy and easy to use. I always put the PayPal interface to work . . . you never know! Reviewed on: 8th July 2026

The easiest and most secure way to handle money with...

The easiest and most secure way to handle money with online. I’ve never once had an issue everything is dealt with really quickly and efficiency and the one time I’ve ever had to speak to customer service it was dealt with within a matter of minutes cannot fault. Always feel like my money is well looked after Reviewed on: 8th July 2026

Smoothie and easy use .

Smoothie and easy use .I’ll record every one Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94431 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub