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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171687)

PayPal helped me improve my credit score

When I was not getting credit from anyone else, PayPal did and that has helped me improve my credit rating as well as with purchases Reviewed on: 8th July 2026

A Trusted Payment Platform with PayPal.

I've had an excellent experience with PayPal. It's quick, secure, and incredibly easy to use for both sending and receiving payments. I really appreciate the buyer protection, which gives me confidence when shopping online, and transactions are processed smoothly. The app is user-friendly, and whenever I've needed customer support, the service has been helpful and professional. Overall, PayPal has been a reliable payment service that I trust and would happily recommend to anyone looking for a safe and convenient way to manage online payments Reviewed on: 8th July 2026

Choice of credit plans

The choice of credit plans, I.e., Pay in Three, Pan in Four and regular consumer credit without having to re-apply each time make Paypal very useful and economical. Being able to run plans in parallel for different purchases is very handy when, on occasion, your purchasing plans are overtaken by events. Reviewed on: 8th July 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. The Pay in 3 option is a fantastic way to spread the cost, with flexible finance options to suit different budgets. The app is informative, easy to navigate, and simple to use. I also had an issue with a purchase in the past, and PayPal’s customer support handled it professionally and helped resolve the matter quickly. Overall, a reliable and convenient service that I wouldn’t hesitate to recommend. Reviewed on: 8th July 2026

It just works, easy to use and very convenient

It just works, easy to use and very convenient Reviewed on: 8th July 2026

Reliable and flexible, with no stress when paying back.

Reliable and flexible, with no stress when paying back. Reviewed on: 8th July 2026

Good service

Has helped me to spread payments out over time with a good credit limit Reviewed on: 8th July 2026

So easy to use, fast deposit and withdrawal.

So easy to use, fast deposit and withdrawal. Works with Apple Watch. Great app too. Reviewed on: 8th July 2026

Transaction query

Had a query with a transaction which was sorted to my satisfaction very quickly and surprisingly easily. I even managed to get through to a real person! Reviewed on: 8th July 2026

10/10 easy and effortless, would 100% recommend

10/10 easy and effortless, would 100% recommend Reviewed on: 8th July 2026

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