Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171761 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171761)

Never had an issue- PayPal is clear regarding credit...

Never had an issue- PayPal is clear regarding credit use and limits. Reviewed on: 8th July 2026

PayPal makes it easy to pay

PayPal makes it easy to pay for goods and services without having to enter my card details and register for multiple sites. When funds are tight or there's still a few days left before payday, it's great to be able to spread the cost using PayPal Credit and purchase the things you need when you need them. Reviewed on: 8th July 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. It’s been straightforward to use, payments are easy to manage, and it’s given me extra flexibility when making purchases. The app is clear and convenient, and I’ve found the whole process smooth and reliable. I’d definitely recommend it to anyone looking for a simple and flexible way to spread the cost of purchases. Reviewed on: 8th July 2026

I have been with PayPal for a long time & the servic...

I have been with PayPal for a long time & the service I have had has been of a really high grade & any issues solved promptly without hassle. I am grateful that I am customer to a great company Reviewed on: 8th July 2026

PayPal has been really been the great so far!

PayPal has been really been the great so far! Reviewed on: 8th July 2026

Happy customer

When an issue arises they are quick in dealing with it and refunding any monies if need be. The pay in 3 is ideal if unable to pay in full. I am more than happy with PayPal and would totally recommend using it. Reviewed on: 8th July 2026

Always a quick efficient, reliable service

Always a quick efficient, reliable service Reviewed on: 8th July 2026

Easy to use and customer service have always been he...

Easy to use and customer service have always been helpful whenever I’ve asked for clarification on anything Reviewed on: 8th July 2026

Excellent

My experience has only been positive with PayPal would definitely recommend Reviewed on: 8th July 2026

Fast payment and receipt

Over the years I’ve experienced extremely fast and easy payment. Support staff very responsive. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94622 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub