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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171790)

I fully trust PayPal 100% in every way.

5
I fully trust PayPal 100% in every way. Reviewed on: 8th July 2026

Excellent service

5
Excellent service, always resolve issues on time. Very trustworthy Reviewed on: 8th July 2026

I feel very safe using PayPal, always kept informed...

5
I feel very safe using PayPal, always kept informed and pleased with service. Reviewed on: 8th July 2026

Always PayPal for me !!!

5
Always there to sort any problems out and very efficient and always act immediately,very clear and regular statements,Well done Paypal Reviewed on: 8th July 2026

Quick Service.

5
Quick Service. Easy access to all the info. 0% APR is a best option. Flexible payment system Reviewed on: 8th July 2026

Excellent service.

5
Excellent service. Always put customers first Reviewed on: 8th July 2026

Happy PayPal veteran

5
I’ve been a PayPal user for as long as I can remember around 20 years. It gives me peace of mind when using the service knowing that my money is protected. I love how easy it is to use and that you can make payments and send money without having to enter your details as your card details are stored securely. I don’t think I could ever use another payment service. Very highly trusted and recommended Reviewed on: 8th July 2026

Credit Card issue

1
I was issued a credit card that affected my credit score but dont have access to this card Reviewed on: 8th July 2026

Thanks to PayPal credit I could buy 4 new tires for...

5
Thanks to PayPal credit I could buy 4 new tires for my car, without them it would have been much more financially difficult. Reviewed on: 8th July 2026

Always easy to purchase agoond good communication.

5
Always easy to purchase and good communication. Reviewed on: 8th July 2026

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