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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

I use Paypal a lot.

I use Paypal a lot. Secure, efficient and efficient Reviewed on: 29th May 2025

It’s been brilliant and really easy.

It’s been brilliant and really easy. My hesitation for full marks comes from being unable to pay back certain payments to get the discounted or promotional rates as it all comes from the same pit which feels sneaky. Reviewed on: 29th May 2025

Great way to manage your finances

Easy no hassle way to spread payments and manage your money. Great for large purchases Would recommend to others. Reviewed on: 29th May 2025

So easy to use paypal credit never had a problem...

So easy to use paypal credit never had a problem Reviewed on: 29th May 2025

Paypal is easy to use and still allows you to have b...

Paypal is easy to use and still allows you to have buy now pay later. It is almost everywhere and makes life easy Reviewed on: 29th May 2025

Helping me to manage.

I have always found PayPal helpful. Even when they reduced my credit limit, I fully understood that it was help me to manage my liabilities. Reviewed on: 29th May 2025

Always a fast and safe way to check out.

Always a fast and safe way to check out. PayPal Credit 0% deals are a nice touch too. Reviewed on: 29th May 2025

been with paypal fro years no issues

been with paypal fro years no issues Reviewed on: 29th May 2025

Safe & Secure

For me first to go to when I’m shopping online- always feels the safest way of paying! Reviewed on: 29th May 2025

Easy, quick and secure payment method

Quick, easy and secure payment method. Many different ways of purchase like PayPal credit or pay in 3 are hard to beat Reviewed on: 29th May 2025

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