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PayPal: PayPal Credit reviews

4.73
Based on 181,137 reviews, last reviewed 31st Aug 2026
10% decrease in 5 star reviews
in the past 90 days
4% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026
Andy Webb's avatar
Andy Webb

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181137)

the experience very helpful

5
I find the experience very helpful Reviewed on: 13th July 2026

Always very prompt to reply to my queries.

5
Always very prompt to reply to my queries. Reviewed on: 13th July 2026

Happy Paypal customer

5
Paypal has been brilliant for me personally. I use it all the time and feel that my details are secure with PayPal. Reviewed on: 13th July 2026

PayPal credit is just as good as pay in 3, works sea...

5
PayPal credit is just as good as pay in 3, works seamlessly and always good Reviewed on: 13th July 2026

Not best app to manage expenses and doesnot provide...

2
Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

Useful and easy to use

5
Useful to spread the cost of purchases. Easy to use on app and computer. Reviewed on: 13th July 2026

Always straightforward, secure and easy making and r...

5
Always straightforward, secure and easy making and receiving payments via the platform. Reviewed on: 13th July 2026

quick, effective, easy to repay - will definably rec...

5
quick, effective, easy to repay - will definably recommend Reviewed on: 13th July 2026

Quick and easy to set up, with no issues at...

5
Quick and easy to set up, with no issues at all Reviewed on: 13th July 2026

Best experience , efficient with everything

5
Best experience , efficient with everything Reviewed on: 13th July 2026

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