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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171810 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171816)

PayPal thoughts

I have a good experience with PayPal there have been helpful when I've called, easy and friendly service Reviewed on: 8th July 2026

Not 100 pct clear how the 4 payments worked but got...

Not 100 pct clear how the 4 payments worked but got there in the end Reviewed on: 8th July 2026

Brilliant setvice

Helps out when you need to split up payment, helps with unforeseen expenses, I love it. Reviewed on: 8th July 2026

I have used PayPal credit in the past and helped me...

I have used PayPal credit in the past and helped me when I needed more ( after my maternity leave I was left with no much money on my account) and PayPal credit helped me to pay my expenses my way! Thank you so much Reviewed on: 8th July 2026

TRUSTWORTHY-SAFE-EASY

So easy and safe to use I pay for a lot of items through PayPal I trust it that much Reviewed on: 8th July 2026

Pay pal credit has helped me to be able to buy items...

Pay pal credit has helped me to be able to buy items I needed if I didn't have the money on me with advanced payments Reviewed on: 8th July 2026

Good alternative to paying online, added peace of mi...

Good alternative to paying online, added peace of mind if you aren't paying with a credit card Reviewed on: 8th July 2026

It was an easy and pleasant experience applying

It was an easy and pleasant experience applying Reviewed on: 8th July 2026

Very helpful for shopping, get safety for my money.

Very helpful for shopping, get safety for my money. Easy to pay and give me some time for pay latter. Reviewed on: 8th July 2026

I hav not had to use the customer service but always...

I hav not had to use the customer service but always find PayPal easy ti use. Reviewed on: 8th July 2026

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