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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

PayPal credit made it easy for me to book my flight...

PayPal credit made it easy for me to book my flight for my vacation in November 2024, and be able to pay it back three times later. Reviewed on: 29th May 2025

Easy to use.

Easy to use. Tracking balances and payments is simple via the app. Reviewed on: 29th May 2025

Always been very helpful on the phone if I have any...

Always been very helpful on the phone if I have any problems Reviewed on: 29th May 2025

Always handy to have for payments

Always handy to have for payments Reviewed on: 29th May 2025

All good, I was able to get credit without a high cr...

All good, I was able to get credit without a high credit score and the credit increased my credit score Reviewed on: 29th May 2025

I always use this service and it is amazing

I always use this service and it is amazing Reviewed on: 29th May 2025

Easy to pay using Paypal.

Easy to pay using Paypal. Pay in 3 is very helpful. Reviewed on: 29th May 2025

Very easy to use. Would recommend to all

Very easy to use and recommended Reviewed on: 29th May 2025

The Sign Of A Good Company? How They Deal With Problems

The sign of a good company is in the way they deal with problems. PayPal have always resolved any (infrequent) problems to my total satisfaction, listening to what I have to say and then acting on the information. So far, they have resolved the few issues I have had in a professional manner and left me more than happy with the result. Reviewed on: 29th May 2025

Reduce credit lim8t few days to Christmas is terrible

Reduce credit lim8t few days to Christmas is terrible Reviewed on: 29th May 2025

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