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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Easy to navigate site .

Easy to navigate site .great way and safe 5***** Reviewed on: 29th May 2025

Never a problem paying a very good way to pay with s...

Never a problem paying a very good way to pay with security and confidence that if any thing goes wrong pay pal will sort it out Reviewed on: 29th May 2025

Easy to understand website good

Easy to understand website good options to purchase online very good protection trusted Reviewed on: 29th May 2025

Smooth transactions.

Smooth transactions. Available for many merchants. Reviewed on: 29th May 2025

Excellent service

PayPal credit with 0% APR is great option available from PayPal Reviewed on: 29th May 2025

I have use PayPal for a good while.

I have use PayPal for a good while. I have some credit on it also i have using the pay in 3 options as well. Never had a problem. Reviewed on: 29th May 2025

Quick and easy to use.

Quick and easy to use. Very user friendly and for all ages Reviewed on: 29th May 2025

Robotic customer service

Experienced difficulties in resolving a issue with a purchase. Reviewed on: 29th May 2025

I have Great experience Mr

I have Great experience I feel safe to used Reviewed on: 29th May 2025

It's quick and easy to use, making it extremely conv...

It's quick and easy to use, making it extremely convenient for everyday purchases. The intuitive process ensures you can get use it right away without a steep learning curve, and its versatility makes it a valuable tool to have on hand in a variety of situations. Reviewed on: 29th May 2025

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