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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109713 reviews)

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4.90

Based on 109,713 reviews, last reviewed 18th May 2026

2714900% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I would like to see more 0% options. I would like to see more 0% options. I would definitely use it more often if there were longer 0% offers. Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109713)

Great financial service.

I have used PayPal credit for almost a decade. Technically the PayPal app works like a charm, but the credit side is also great. You have a lot of flexible options when you purchase things to align with your financial situation. Can't complain with the service whatsoever. Reviewed on: 15th May 2026

Easy ,clear and serves my needs.

Easy ,clear and serves my needs.operaring account is seamless, no guess work...details provided. Available transaction history easy to follow. Reviewed on: 15th May 2026

5 star service

So easy to use and quick no hassle never had any trouble getting refunds either 5star service Reviewed on: 15th May 2026

Easy to set up and payment methods are easy to...

Easy to set up and payment methods are easy to use Reviewed on: 15th May 2026

It’s ok I guess

PayPal does what I need it to. But why is it Peter g me for a lengthy review? Reviewed on: 15th May 2026

I love paypall , always use them

I love paypall , always use them Reviewed on: 15th May 2026

Always a handy and safe way for online purchasing bu...

Always a handy and safe way for online purchasing but sometimes understanding how the interest system works can be confusing especially when policies keep being updated and trying to change the date of making payments can be a little difficult too. Reviewed on: 15th May 2026

I always feel secure when using PayPal.

I always feel secure when using PayPal. Options for payment are more than adequate and if using any credit options then account updates are timely and informative. Reviewed on: 15th May 2026

Reliable easy to apply and quick decision.

Reliable easy to apply and quick decision. Working very easy on most of retail websites. Recommend 100% to everyone as intrest rates are affortable. Reviewed on: 15th May 2026

Paypal credit is well and fair.

Paypal credit is well and fair. Pay in 3 helps a lot and gives you enough time to pay for sometime. I like it Reviewed on: 15th May 2026

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