Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

PayPal is good

Always provides excellent fast service. Reviewed on: 29th May 2025

Great payment options.

PayPal offer different payment options to meet everyone needs. Reviewed on: 29th May 2025

Easy to use

It's super easy to use and the details are clearly laid out. Bank transfers could be a bit quick though Reviewed on: 29th May 2025

Reasonable , nothing really beyond expected.

Reasonable , nothing really beyond expected. Reviewed on: 29th May 2025

Excellent customer service.

Excellent customer service. Quick to respond and resolve any problems or queries. Reviewed on: 29th May 2025

PayPal is my safe source to funds.

PayPal is my safe source to funds. Never a problem and easy access. Always resolves any issue quickly Reviewed on: 29th May 2025

Hassle Free, 0% Finance

I often use PayPal Credit for it's simple pay-in-3 option on smaller purchases. It gives me flexibility and control of how much gets spent each month. I also use there service for larger transactions, taking advantage of the 24 months interest free finance - both of these services are simple to use, hassle free and provide a real boost to my spending power Reviewed on: 29th May 2025

Contactable

Cn always rely om Pay Pal to be able to sort out any desccrepencies. Reviewed on: 29th May 2025

Great service.

Great service. Very professional communication Reviewed on: 29th May 2025

Really easy to use and customer service is excellent...

Really easy to use and customer service is excellent always ready to help Reviewed on: 29th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub