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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171959)

My financial salvation!

When ai was struggling to make amends with my finances, especially after IVA, my sister introduced me to PayPal Credit. It has helped me immensely. It made me understand the importance of being financially wise and not to overuse credits. Made me make wise financial decisions such use the priority of shopping not beyond the limits but to know when is the limit. Reviewed on: 8th July 2026

Spreading the cost

Using PayPal credit is great for spreading out and allowing more time to pay for large expenses. £100 plus. Reviewed on: 8th July 2026

Very good.

Very good. Service is great and have never had to complain Reviewed on: 8th July 2026

Easy to use and make extra payments

Easy to use and make extra payments Reviewed on: 8th July 2026

Everything is brilliant I have never had any trouble...

Everything is brilliant I have never had any trouble with PayPal on so many different things Reviewed on: 8th July 2026

PayPal has always been fantastic.

PayPal has always been fantastic. Easy to use and always on hand to help with any issues Reviewed on: 8th July 2026

No probs straight forward on the ball

No probs straight forward on the ball Reviewed on: 8th July 2026

PayPal credit is brilliant for me

I've used PayPal credit now for a while, being a pensioner I haven't always got money for essentials Reviewed on: 8th July 2026

I always use paypal for payments to family and a lot...

I always use paypal for payments to family and a lot of purchases. Paypal is so easy to use and very quick when sending family money which is excellent when family need money urgently.when buying anything the credit forum is also excellent and very easy to apply. Reviewed on: 8th July 2026

Very beneficial, easy to apply and various ways to p...

Very beneficial, easy to apply and various ways to pay back your credit that won’t break the bank, great to have for a ‘just in case’. Reviewed on: 8th July 2026

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