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PayPal: PayPal Credit reviews

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4.90
Based on 109,755 reviews, last reviewed 18th May 2026
2717000% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very understanding and value their customers wheneve... Very understanding and value their customers whenever there's a problem. Reviewed on: 18th May 2026
Mrs E's avatar
Mrs E

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109755)

Always professional and a straight forward service w...

5
Always professional and a straight forward service which is easy to use Reviewed on: 15th May 2026
Lindsey Turpin's avatar
Lindsey Turpin

Paypal is the best and safest way to pay.

5
Everything is straightforward with Paypal and I always have the added comfort in feeling safe and secure in my payments. Any queries I’ve had which are few have been answered wuickly and clearly. Reviewed on: 15th May 2026
Hatts's avatar
Hatts

PayPal Credit is Fantastic

5
PayPal credit is my favourite way to make purchases online. It’s very easy to use and I appreciate how accessible and useful it is. It’s my go to for any large purchase, and I find that it treats the user right. Reviewed on: 15th May 2026
Luke D's avatar
Luke D

Reliable ways spending money.

5
Reliable ways spending money.Trustworthy company. App very easy to navigate. Reviewed on: 15th May 2026
Miss l's avatar
Miss l

I have used PayPal for many years.

5
I have used PayPal for many years. Extremely handy & the interest payments aren't too high, plus you get to enjoy interest free payments. The one occasion I had need to phone them, their service was excellent. Reviewed on: 15th May 2026
Peter B's avatar
Peter B

Very convenient to pay and great scheme!

5
Very convenient to pay and great scheme! Reviewed on: 15th May 2026
Chris K's avatar
Chris K

Easy to use and so many products

5
Easy to use and so many products Reviewed on: 15th May 2026
traceyo's avatar
traceyo

Straight forward process.

5
Straight forward process. Easy to use and easy to keep track of payments. Reviewed on: 15th May 2026
Michelle O'Boyle's avatar
Michelle O'Boyle

Quick and easy and secure when making payments not h...

4
Quick and easy and secure when making payments not had any issues yet Reviewed on: 15th May 2026
Adam C's avatar
Adam C

PayPal has been a lifesaver for me, I can spread the...

5
PayPal has been a lifesaver for me, I can spread the cost if I buy something I haven’t budgeted for, I found it really easy to apply for and easy to understand , I always recommend to my family and friends Reviewed on: 15th May 2026
Jackie H's avatar
Jackie H

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