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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,802 reviews, last reviewed 18th May 2026
2719200% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience, couldn’t recommend them more. Great experience, couldn’t recommend them more. Everything is so simple and easy to navigate, hassle free. Would highly advise anyone to use Reviewed on: 18th May 2026
Harvey W's avatar
Harvey W

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109802)

Quick and easy to send money.

5
Quick and easy to send money. Convenient and reliable service. Reviewed on: 15th May 2026
Elaine E's avatar
Elaine E

Since the time I have joined PayPal for great servic...

5
Since the time I have joined PayPal for great service and amazing value for credit limited which I can use at times where it’s required otherwise I have had good experience no complains Reviewed on: 15th May 2026
Taufeeq a's avatar
Taufeeq a

very convenient

5
It’s such a great way to pay very convenient Reviewed on: 15th May 2026
Diane S's avatar
Diane S

Easy to use and helpful as always

5
Easy to use and helpful as always Reviewed on: 15th May 2026
Mohamad M's avatar
Mohamad M

I use PayPal every day, whenever I buy something I p...

5
I use PayPal every day, whenever I buy something I pay with PayPal, it just gives me reassurance that I have got somewhere to go if things go wrong with my purchases e.g. nothing arrives etc, PayPal has got you back. That’s why I use it. Reviewed on: 15th May 2026
Christine Harrison's avatar
Christine Harrison

Help with when have no extra money

5
Give me good credit when I have didn’t full money pay and PayPal give me offer 3 months payment or in 4 months with 0 interest Reviewed on: 15th May 2026
Sadia bibi's avatar
Sadia bibi

Straight forward offer of the credit limit.

5
Straight forward offer of the credit limit. Saving in paying and zero interest Reviewed on: 15th May 2026
Hope's avatar
Hope

Great option for credit card use.

5
Great option for credit card use. Always an option to pay on websites and has helped me build a good credit score. Reviewed on: 15th May 2026
Leon B's avatar
Leon B

Reliable safe payment oprion

5
You know your payment is safe. If any quieries they are dealt with quickly. Refunds are quick. Easy app to understand. Reviewed on: 15th May 2026
Katherine 's avatar
Katherine

Love using PayPal to make payment.

5
Love using PayPal to make payment. I can shop with a peaceful Reviewed on: 15th May 2026
MISS P's avatar
MISS P

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