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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very good service i like to found so easy everything.

Very good service i like to found so easy everything. The best credit what i try already. Very happy with paypal credit. Reviewed on: 29th May 2025

An efficient and trustworthy way of paying for goods...

An efficient and trustworthy way of paying for goods and service with the added benefit of having a back-up system for when a tranaction doesn't go as planned. Reviewed on: 29th May 2025

Great service.

Great service. Professional oafter care can't fold them. Reviewed on: 29th May 2025

Brilliant service!

Its all easy way to buy things you want online. It saves time and secured everytime i use paypal. No hastle just one click and let paypal company solves all for you. Its a great priviledge to have this account from paypal. Fantastic! Reviewed on: 29th May 2025

Simple & informative

Very easy to use, great balance updates. Reviewed on: 29th May 2025

Always efficient and good value

Always efficient and good value when you consider 0% over 4 months Reviewed on: 29th May 2025

Good service just too much credit

I think they gave me too much credit. Reviewed on: 29th May 2025

Depend on PayPal

I’ve been using PayPal for years. It’s quick and easy and user friendly. I occasionally use the Pay in 4 option which comes in handy. I’ve only scored the customer service as neutral because I have not had to contact PayPal and therefore have no opinion to date. Reviewed on: 29th May 2025

PayPal credit has helped me a lot and been great to...

PayPal credit has helped me a lot and been great to have. Also you don’t gain interest which is a massive benefit Reviewed on: 29th May 2025

Paypal is always there for me

Paypal have always been reliable and there for me when I needed the most. Paypal are very easy to use and when I see a retailer offers a Paypal option, I am always happy to use that option. Reviewed on: 29th May 2025

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