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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Easy to use.

Easy to use.Would be better if it comes like ATM Reviewed on: 29th May 2025

Fast, efficient and secure and very easy to use!

Fast, efficient and secure and very easy to use! Reviewed on: 29th May 2025

Excellent paypal credit help me a lot i wish evry jo...

Excellent paypal credit help me a lot i wish evry journey they are with me thanks Reviewed on: 29th May 2025

Nice good service , I feel secure in the online paym...

Nice good service , I feel secure in the online payment Reviewed on: 29th May 2025

easy pay

I get access to extra monies when needed with easy ways to pay and I am confident that my account is secure and get reminders when payment is due whats not to like Reviewed on: 29th May 2025

Fast and convenient, good customer service

Fast and convenient, good customer service Reviewed on: 29th May 2025

Never walked away feeling hard done by.

Never walked away feeling hard done by. The process is 10/10 and straightforward. When issues arise the aftercare is consistent. Reviewed on: 29th May 2025

Fantastic app Nd fantastic service

Fantastic app Nd fantastic service Reviewed on: 29th May 2025

Keep on keeping on

Been using PayPal for some time now and will continue to do so. Reviewed on: 29th May 2025

PayPal helped me with 0 interest and gave me a chanc...

PayPal helped me with 0 interest and gave me a chance to buy a phone with no deposit.It's a great gesture.Obviously some members of customer care can sometimes be unhelpful but few are brilliant. Reviewed on: 29th May 2025

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