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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109841 reviews)

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4.90

Based on 109,841 reviews, last reviewed 18th May 2026

2721050% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and easy and an instant receipt. Quick and easy and an instant receipt. Approving in the app is great too Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109841)

They make purchases easy and affordable

They make purchases easy and affordable Reviewed on: 15th May 2026

Paypal is your way everday!

The customer service is very professional and the app is user friendly. Reviewed on: 15th May 2026

Really good, very nice and very flexible

Really good, very nice and very flexible Reviewed on: 15th May 2026

Pay comes to the rescue

Pay pal credit is so useful when you haven't got the cash up front. Helped me out quite alot of times. Reviewed on: 15th May 2026

Happy with the credit how easy it is to use.

Happy with the credit how easy it is to use. Also the way PayPal has evolved, with cards and points reward system Reviewed on: 15th May 2026

Safe and smoothly transactions

Very smooth transactions and safe, always pront to help, when need!!! Recommended to everyone . Reviewed on: 15th May 2026

Process is easy and works well.

Process is easy and works well. I once missed a payment because I'd been messing around with my direct debit and got a really helpful call where somebody gave me the heads up and checked I was okay. Made it really easy to correct and helped me manage it better. The app works well and I rarely need to ask anything Reviewed on: 15th May 2026

Good to have

This is very handy to have to spread the cost of things. Reviewed on: 15th May 2026

Good very useful for spreading payment

Good very useful for spreading payment Reviewed on: 15th May 2026

The excellence of paypal

PayPal is so easy to use and the customer service is friendly and helpful, many thanks for providing such a great service Reviewed on: 15th May 2026

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