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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172512)

Hi I’m so happy using PayPal easy to use and...

5
Hi I’m so happy using PayPal easy to use and safe Reviewed on: 8th July 2026

quick application and accepted to all

4
quick application and accepted to all Reviewed on: 8th July 2026

Get loans whenever needed.

5
Get loans whenever needed. The App is easy to access Reviewed on: 8th July 2026

I use PayPal credit for quite a few years now and it...

5
I use PayPal credit for quite a few years now and it assisted my worry of legit websites etc Reviewed on: 8th July 2026

I particular enjoy using the PayPal credit facility...

5
I particular enjoy using the PayPal credit facility as it bails memoir just before payday and I am able to pay back as soon as possible. Reviewed on: 8th July 2026

Great experience with Paypal and excellent customer...

5
Great experience with Paypal and excellent customer service Reviewed on: 8th July 2026

Good convenience and security and confidence on buyi...

4
Good convenience and security and confidence on buying online especially Ebay Reviewed on: 8th July 2026

Always there when I need them prompt and secure serv...

5
Always there when I need them prompt and secure service saving loads of time form filling Reviewed on: 8th July 2026

Convenient

5
Easy to use and very straightforward Reviewed on: 8th July 2026

The smart way to make yoyr money work for you.

5
The smart way to make yoyr money work for you. I use PayPal to keep all my transactions in one place, and I am always confident that they will help me resolve any issues with my purchases. Reviewed on: 8th July 2026

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