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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172716)

A lot of interest to be paid.

4
A lot of interest to be paid. Better credit cards on the market Reviewed on: 8th July 2026

Easy to use, there if you need it.

5
Easy to use, there if you need it. Comes in handy and straight forward Reviewed on: 8th July 2026

Easy application process, and simple to use on vario...

5
Easy application process, and simple to use on various websites. Reviewed on: 8th July 2026

Great going paypal

5
Since joining PayPal some time ago they have introduced new products to use on the high street as well as the original which have made it easier to use Reviewed on: 8th July 2026

Paypal is my go to method of payment.

5
Paypal is my go to method of payment. It’s safe, fast and very convenient. The 4 month interest free and pay in three are also great options if you want to spread the cost of your purchase. Reviewed on: 8th July 2026

It was great helped me when i needed it and interest...

5
It was great helped me when i needed it and interest was not to high Reviewed on: 8th July 2026

Easy process and management credit

5
Got PayPal credit for a iPhone I was buying through Voxi, very easy process and easy to pay off each month. Also very easy to manage and see what you owe and what you’ve paid off already. Reviewed on: 8th July 2026

I have used PayPal and PayPal credit for a number of...

5
I have used PayPal and PayPal credit for a number of years and I have been more than pleased with the experience. Reviewed on: 8th July 2026

Good experience, trusted by me and my family

5
Good experience, trusted by me and my family Reviewed on: 8th July 2026

Always very prompt and helpful service, great commun...

5
Always very prompt and helpful service, great communication and professional service always. Reviewed on: 8th July 2026

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