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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109883 reviews)

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4.90

Based on 109,883 reviews, last reviewed 18th May 2026

2723050% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple fast efficient. Simple fast efficient. PayPal credit provides an easy way to pay in installments that suit me and with great customer support. Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109883)

PayPal easy to use

PayPal has always been very easy to use and I’ve never had a problem Reviewed on: 15th May 2026

Hard in the first place, but good once you have it.

Once you have it, it’s good, but I find getting the credit approved in the first place was so hard, ie I never had debt and our house were paid by cash, I was over 60k pa income, I still couldn’t get paypal credit, not until I moved house and got a mortgage, whilst I appreciate it is to do with credit rating, paypal should consider not everyone needed loan and these are the people with the most financial strength. Reviewed on: 15th May 2026

Smooth interfaces and good customer service

Smooth interfaces and good customer service Reviewed on: 15th May 2026

Very good payement options.

Very good payement options. Very practical and intuitive. Reviewed on: 15th May 2026

Easy and quick to setup and use would highly recommend.

Easy and quick to setup and use would highly recommend. Virtual card straight on to my phone and easy to access my finances. Reviewed on: 15th May 2026

Looks like not anymore trust able ...

Pay pal canceled automatically my direct debit without letting me know and charged £12 late payment fee after that I try to setup again but they keep canceling after 2,3 days alway keep an eye it looks like they at not anymore trust able like before. Reviewed on: 15th May 2026

I have very good experience with PayPal

I have very good experience with PayPal Reviewed on: 15th May 2026

Super Friendly & Easy To Use!

Super easy to use, very user friendly and very accessible contact for support. Amazing features such as PayPal credit, pay in 3’s and the ability to have security in doing so is amazing. Reviewed on: 15th May 2026

Just an all round good company which is a rare thing...

Just an all round good company which is a rare thing these days Reviewed on: 15th May 2026

Everything is amazing

Everything is amazing and works the way it should Reviewed on: 15th May 2026

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