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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

PayPal credit is a really important facility for me...

PayPal credit is a really important facility for me and I would recommend it over competitors as it’s easy to use and the application is finely tuned. I haven’t encountered any stuck pending payments as of now. Reviewed on: 13th July 2026

Brilliant highly recommended to family friends

Brilliant highly recommended and very helpful and easy to use Reviewed on: 13th July 2026

I was using PayPal credit for a long time,it's easy...

I was using PayPal credit for a long time,it's easy to add on to balabce for new items,Paying back the minimal allowed overtime was a great way to balance the books I eventually paid the balance owing back,but as an exercise of having what one needs at minimal repayment costs it was a beneficial one. Reviewed on: 13th July 2026

Great customer service.

Genrous achievable offers. Great customer service, ringing back when they say they will and provide simple and acceptable resolutions to queries. I regularly recommend them to friends and famiily. Reviewed on: 13th July 2026

It is easy to access it, reliable when you need it a...

It is easy to access it, reliable when you need it and fast to receive or pay. Reviewed on: 13th July 2026

Easy to use, with reasonable payment plans.

Easy to use, with reasonable payment plans. I always use PayPal credit for birthdays and Christmas presents, to help easily spread the cost. Reviewed on: 13th July 2026

So easy to use and great if you need something urgen...

So easy to use and great if you need something urgently and can't afford to pay full price at the time. Easy affordable payments. Reviewed on: 13th July 2026

Very easy transactions.

Very easy transactions.so easy to use and secure. Reviewed on: 13th July 2026

Best ever app I have used so far

Best ever app I have used so far Reviewed on: 13th July 2026

Always there to help safe and sucure

Always there to help safe and sucure Reviewed on: 13th July 2026

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