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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

PayPal is very handy.

PayPal is very handy. Issues have always been resolved quickly. Overall great service. Reviewed on: 29th May 2025

Very easy to use!

Very easy to use! Accomplished all that was necessary, just on the app. Reviewed on: 29th May 2025

Easy to set up, no hidden fees and good service

Easy to set up, no hidden fees and good service Reviewed on: 29th May 2025

I have being using PayPal for years in all way pay i...

I have being using PayPal for years in all way pay in 3, PayPal credit and PayPal to pay for some goods on line it’s safer and will help if your disputing a payment with a company totally recommend to all friends and family it’s the safest way of buying on line. Cannot praise the company enough. Reviewed on: 29th May 2025

Solid as rock.

Solid as rock. Never let me down. Reviewed on: 29th May 2025

Save way to pay

Never had any problems quick east and save way to pay for things Reviewed on: 29th May 2025

Decent app and options.

Decent app and options. When customer support have been contacted it can take a little while to reply. Overall would recommend. Reviewed on: 29th May 2025

Easy to use and to adapt payments as needed

Easy to use and to adapt payments as needed Reviewed on: 29th May 2025

I love paypal.

I love paypal. I love that I can have credit and pay it back with zero interest and that I can pay in 3. They really help single mums like me out. Reviewed on: 29th May 2025

I Have Always Had The Best Possible Experience With...

I Have Always Had The Best Possible Experience With PayPal Credit, Reviewed on: 29th May 2025

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