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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Confidence

It just works it’s so easy and gives piece of mind that your money is going where it should be going I always use PayPal it’s nearly always available as payment option it’s easy to save spread and share costs Reviewed on: 29th May 2025

Easiest credit on the market

Always really helpful and flexible with any issues that may occur Reviewed on: 29th May 2025

Instantaneous transactions.

Instantaneous transactions. Whenever I make purchases and in need of money, they are my usual go-to to get what I need. Reviewed on: 29th May 2025

Great service is good and reliable

Great service is good and reliable Reviewed on: 29th May 2025

Brilliant way to buy items or tickets

Brilliant way to buy items or tickets Reviewed on: 29th May 2025

Customer service is brilliant

Customer service is brilliant, highly recommended. Reviewed on: 29th May 2025

Using PayPal have been easy and good customer service.

Using PayPal have been easy and good customer service. Reviewed on: 29th May 2025

Flexible and Convenient Way to Shop Online

Using PayPal Credit has made online shopping significantly easier and more flexible for me. It’s incredibly convenient to have the option to split larger purchases into manageable monthly payments, especially when shopping on trusted websites. The seamless integration with my PayPal account means I can check out quickly and securely without having to dig out my card details every time. The interest-free offers on certain purchases are an added bonus and have helped me budget more effectively. Overall, PayPal Credit has given me greater control over my spending and made it easier to shop with confidence Reviewed on: 29th May 2025

It's good easy app

It's good app but sometimes find it a bit difficult to work with. I like the security side of it. Reviewed on: 29th May 2025

Excellent and friendly service I would highly recomm...

Excellent and friendly service I would highly recommend PayPal Reviewed on: 29th May 2025

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