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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109986 reviews)

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4.90

Based on 109,986 reviews, last reviewed 18th May 2026

2727400% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service Great service, fast and easy application, repaying also very easy through the app. Overall very Happy. Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109986)

Great service all round, always there when needed an...

Great service all round, always there when needed and new point system is great as buy through PayPal always for the safety and ease of use Reviewed on: 15th May 2026

No problems at all.

No problems at all. Easy to use and navigate. Reviewed on: 15th May 2026

I have always had great customer service, very help...

I have always had great customer service, very helpful indeed Reviewed on: 15th May 2026

I feel it’s been hugely helpful and convenient and i...

I feel it’s been hugely helpful and convenient and if I’ve needed support the time and response is very efficient and quick.. and the security procedures is so good and reassuring. Reviewed on: 15th May 2026

PayPal purchasing

Always easy to use nice to know you have the option to use PayPal when buying large expensive goods normally would be out of my reach Bang instruments makes it so much easier Reviewed on: 15th May 2026

PayPal is simple & easy to use

PayPal is simple & easy to use, very secure & offers lots of different ways to pay, borrow & alternative buy now pay later options with no interest. It’s also very convenient to receive payments as a seller then withdraw straight into your bank account (arriving pretty straight away) If there has been a problem with any kind of payment sent or received the customer service is always a chat or call away. I have resolved issues via both & always been satisfied with the end result. I’m not sure on the new PayPal card for me as I feel it would increase my spending but it like the idea & maybe in the future I will give it a try Reviewed on: 15th May 2026

Perfect!

Perfect! I recommend! It help a lot. Reviewed on: 15th May 2026

Easy purchases, with ability to split payments.

Easy purchases, with ability to split payments. Reviewed on: 15th May 2026

Always easy to use and understand.

Always easy to use and understand. The transactions are straightforward and so is the ability to pay with options . The statements are very clear . Reviewed on: 15th May 2026

It’s great and amazing to use it give you enough tim...

It’s great and amazing to use it give you enough time to pay it back Reviewed on: 15th May 2026

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