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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173069)

My experience with PayPal is great.

My experience with PayPal is great. Easy to buy when I miss my card details, very good costumer service specialy when dealing with a company with poor comunication or possibly scam, not the least but the versatility to buy stuff pay in 3 is great special in months the budget is lower or near to the limit Reviewed on: 8th July 2026

Reliable buyer’s protection, prompt customer service...

Reliable buyer’s protection, prompt customer service, easy to use app Reviewed on: 8th July 2026

I have been using PayPal for a long time.

Been using for a few years now. Absolutely no complaints, overall very good service Reviewed on: 8th July 2026

Was charged £12. Vague reason

Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is the issue with online. It’s hard to get help when something happens Reviewed on: 8th July 2026

I love the pay in 4 months interest free.

I love the pay in 4 months interest free. It allows me great flexibility for purchasing big items and booking holidays. Lots of online vendors offer the PayPal pay over time on their sites which makes the transaction very simple but very safe. Reviewed on: 8th July 2026

Happy customer

Happy customer, I particularly like the 3 months interest free period for purchases over £100 which allows me to spread cost. Reviewed on: 8th July 2026

Quick payments.

Quick payments. PayPal credit and pay in 3 is a nice option to make multiple purchases and pay over time. Customer care very quick as well Reviewed on: 8th July 2026

A great way to spread the cost of your purchases wit...

A great way to spread the cost of your purchases with ease of user experience. Reviewed on: 8th July 2026

Makes my life so much easier!

I love using PayPal, it makes my life so much easier. Customer Support is always helpful, and I love the service and the product. Reviewed on: 8th July 2026

Triple threat S!

Love the security, simplicity and satisfaction! Reviewed on: 8th July 2026

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