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PayPal: PayPal Credit reviews

4.73
Based on 181,137 reviews, last reviewed 31st Aug 2026
10% decrease in 5 star reviews
in the past 90 days
4% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026
Andy Webb's avatar
Andy Webb

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181138)

Easy to use, scheduling payment and repayment is eas...

5
Easy to use, scheduling payment and repayment is easy, sending friends money is quick and effortless Reviewed on: 13th July 2026

Always good customer service whenever there is an is...

5
Always good customer service whenever there is an issue they are prompt to resolve Reviewed on: 13th July 2026

I've enjoyed using PayPal in all its forms for many...

5
I've enjoyed using PayPal in all its forms for many years now, and the Credit option strikes me as highly trustworthy. It's great that I can access all the details from within my app and/or the desktop. It makes it so easy to monitor my spends. Reviewed on: 13th July 2026

I’ve been using PayPal for many years and never...

5
I’ve been using PayPal for many many years and never had an issue with them. On the rare occasion I’ve had to contact them the response as been timely and of great help Reviewed on: 13th July 2026

PayPal is so easy to use, a wide range of credit opt...

5
PayPal is so easy to use, a wide range of credit options and brilliant customer service Reviewed on: 13th July 2026

It always save me when ever I need some extra money.

5
It always save me when ever I need some extra money. Reviewed on: 13th July 2026

EXEEEEEEELENT!!

5
EXCELLENT PAYPAL!! STAY ON TOP!! Reviewed on: 13th July 2026

Been with pay pal for a long time very use full for...

5
Been with pay pal for a long time very use full for paying on line and now in a lot of stores Reviewed on: 13th July 2026

PayPal makes payment seamless and helps get things d...

5
PayPal makes payment seamless and helps get things done even when you're out of cash. With PayPal, you never walk alone. Reviewed on: 13th July 2026

Excelent service

5
Really good service can budget well with this credit, would recommend to family and friends. But you have to be strict about how you use it Reviewed on: 13th July 2026

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