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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,028 reviews, last reviewed 18th May 2026
2729250% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service Perfect credit when you need the most,easy to apply for,excellent service,all the details u need regarding fees and time to return the money without f... Read more Reviewed on: 18th May 2026
John 's avatar
John

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110028)

Safe and secure

5
I use PayPal wherever possible for safe and secure transactions, i don't like putting my card details into random sites or Facebook purchases. I do use PayPal credit quite often to spread the expense of larger purchases Reviewed on: 15th May 2026
Robert y's avatar
Robert y

Great customer service, excellent facilities and fea...

5
Great customer service, excellent facilities and features Reviewed on: 15th May 2026
Oxy V's avatar
Oxy V

Always a great experience with Paypal

5
Always a great experience. So convenient to be able to spread payments out. Always excellent customer service with issues resolved quickly if I have ever needed to contact customer service. A valued resource in today’s financial Times. Reviewed on: 15th May 2026
Claire F's avatar
Claire F

Good service

5
Excellent, & very reliable helpful Reviewed on: 15th May 2026
Justin Williams's avatar
Justin Williams

Great service

5
It helped me a lot I love the rewards points u get when u shop online or store, great customer service to Reviewed on: 15th May 2026
Tania 's avatar
Tania

Simple and safe to use with great customer service

5
Simple and safe to use with great customer service Reviewed on: 15th May 2026
Alan 's avatar
Alan

Easy to use !

5
Easy to use ! Straightforward! No hidden fees or anything like that ! Reviewed on: 15th May 2026
A B's avatar
A B

Exceptional customer service

5
The exceptional customer service and competitive rates are highly appreciated, as is the ability to accrue points that can be converted into cash with each card usage. Reviewed on: 15th May 2026
Nikki 's avatar
Nikki

Good interest rates and easy to use and make payments

5
Good interest rates and easy to use and make payments Reviewed on: 15th May 2026
Aria's avatar
Aria

I feel that it much protected than any other way of...

5
I feel that it much protected than any other way of making payments or receiving. Reviewed on: 15th May 2026
Reenmic's avatar
Reenmic

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