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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

Easy to use and pay off early interest free options...

Easy to use and pay off early interest free options set a plan to what you can afford Reviewed on: 13th July 2026

Great secure way to pay for things

Great secure way to pay for things Reviewed on: 13th July 2026

PayPal, a company I can trust

PayPal is a company I can trust and is always reliable Reviewed on: 13th July 2026

Best credit service out there!

I have been using PayPal credit as my main form of credit for many years. I am always face with a variety of options and ways in which I can spread the cost of my purchases over time. The information regarding my credit (and all other information) is always clearly presented in the app and frequent reminders are sent to my email. In the rare occasion where I have come across an issue with a payment or query regarding my credit, the customer service has always been exceptional. I have always recommended paypal credit to my friends and family as I have my full trust in this service. Reviewed on: 13th July 2026

I've had a good experience using PayPal Credit.

I've had a good experience using PayPal Credit. The application process was straightforward, payments are easy to manage, and the account integrates well with my PayPal purchases. The promotional financing options have been helpful when used responsibly. Overall, it's been a convenient way to spread the cost of larger purchases. Reviewed on: 13th July 2026

Good experiance does what it says on the box

Good experiance does what it says on the box Reviewed on: 13th July 2026

Safety & peace of mind.

A safe and secure method of payment giving me peace of mind when paying for goods on line. Reviewed on: 13th July 2026

Easy and simple service on PayPal

Easy and simple service on PayPal Reviewed on: 13th July 2026

It's been very positive and great so far.

It's been very positive and great so far. So easy to spread payments and using credit. Reviewed on: 13th July 2026

Always trusted PayPal, very easy to use, the new car...

Always trusted PayPal, very easy to use, the new card is a great bonus. Reviewed on: 13th July 2026

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