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PayPal: PayPal Credit reviews

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4.90
Based on 110,071 reviews, last reviewed 18th May 2026
2731200% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is a convenient option for spreading t... PayPal Credit is a convenient option for spreading the cost of online purchases, especially with its interest-free promotional periods. The applicatio... Read more Reviewed on: 18th May 2026
Mahendra 's avatar
Mahendra

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110071)

Easy and flexible way to pay

5
I’ve had a good experience using PayPal Credit. It’s convenient for spreading the cost of larger purchases and the application process was quick and straightforward. I like being able to manage payments easily through the PayPal app, and the promotional offers on selected purchases are helpful. Interest rates can be high if balances aren’t cleared on time, so it’s important to stay on top of repayments, but overall it’s been a useful and reliable service. Reviewed on: 15th May 2026
Mandy B's avatar
Mandy B

I had very good experience with PayPal.

5
I had very good experience with PayPal. I have received family payments and I make all my payments through PayPal. Bcz I think this safe and secure payment system. Reviewed on: 15th May 2026
Irfan N's avatar
Irfan N

Very easy and affordable app.

5
Very easy and affordable app. Timely reminder to pay and less interest rate Reviewed on: 15th May 2026
Neh's avatar
Neh

Great experience!

5
Great experience!! Easy to use good rates Reviewed on: 15th May 2026
Liam Atkinson's avatar
Liam Atkinson

Easy to use ,plus any issues get sorted quickly

5
Easy to use ,plus any issues get sorted quickly Reviewed on: 15th May 2026
Anthony B's avatar
Anthony B

Versatile payment option

5
I have never had any problems with them. I also like the fact that I can use PayPal or PayPal credit on a lot of diffrent websites and I also really appreciate the fact I can have a card for the online credit, I haven't taken this out but i do think it's a great idea Reviewed on: 15th May 2026
Chloe W's avatar
Chloe W

The best option for shoping.

5
The best option for shoping.Recommend for 100% Reviewed on: 15th May 2026
Robert Zajczyk's avatar
Robert Zajczyk

Only started using so haven’t got the hang of it...

4
Only started using so haven’t got the hang of it Reviewed on: 15th May 2026
Jo's avatar
Jo

Flexibility

5
I have good experience all the time giving me time to pay with Pay In over time. I also use PayPal credit for shopping giving me more time to pay back the money. I can also send money through PayPal to my friends and family overseas instantly with no fuss and in a very safe way. Reviewed on: 15th May 2026
Angeline 's avatar
Angeline

Easy to apply & 4mths interest free credit limit.

5
Easy to apply for with good credit limit. 4 months interest free credit on all purchases over £99. Also offered 12months interest free on a larger amount Highly recommend!!! Reviewed on: 15th May 2026
Nicki R's avatar
Nicki R

Review PayPal: PayPal Credit now

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