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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173486 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173526)

So easy and user friendly.

So easy and user friendly. Definitely advise for daily payments and planning. Reviewed on: 8th July 2026

Very helpful

Very helpful, use for small purchases or hotel stays to boost my credit by paying in installments Reviewed on: 8th July 2026

Paypal Customer Service Experience.

Palypal customer service is an easy reach voa telephonec all or the app, no longer wait time and automated response. It is person centred and tailored to each customer's need. Reviewed on: 8th July 2026

Convenient short term way of borrowing money...

Such a convenient short term way of borrowing money for something just a little beyond the monthly stretch! And at 0% for 4 months borrowing its fantastic. Reviewed on: 8th July 2026

Great welcome offer for the card and very easy to ma...

Great welcome offer for the card and very easy to manage account Reviewed on: 8th July 2026

Excellent

Seemless and Excellent experience Reviewed on: 8th July 2026

Straight foreward & easy to do.

Applying is straight foreward & easy to do. Very convenient process well recommended. As long as you keep up your payments it will have a positive effect with your credit score. Reviewed on: 8th July 2026

Very easy and helpful.

Very easy and helpful. It helped me a lot in life and it is safe and secure. Reviewed on: 8th July 2026

Easy to use

Easy to use and great when your not wanting to have your details online. I use it whenever I can. Ease of mind details are safe Reviewed on: 8th July 2026

Great product A*

I have recently opened a PayPal credit account and found it easy to use and manage. I like the freedom of the 4months interest free option and take 3-making t here payments interest free to spread the cost of expensive purchases! Reviewed on: 8th July 2026

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