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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Highly recommend

Very straight forward with everything. Very reliable! Reviewed on: 13th July 2026

I have an account for over 20 years with PayPal, I h...

I have an account for over 20 years with PayPal, I have always received exceptional customer service with any problems that have occurred along the way Reviewed on: 13th July 2026

Helpful and effective and also useful

Helpful and effective and also useful Reviewed on: 13th July 2026

My quick go to for finance.

My quick go to for finance. One click and finance sorted Reviewed on: 13th July 2026

Problem what Problem

Any problems are dealt with straight away . All Info is sent to you . Reviewed on: 13th July 2026

The benefits of using Paypal

PayPal has helped me as a small business holder to achieve my goals with easy payment options on many occasions. I would recommend PayPal to all my business colleagues, When you have to make a large purchase which some times is unexpected, the option to use pay in three or use interest free for up to six months is just brilliant. Reviewed on: 13th July 2026

PayPal user

I use PayPal for everything ,I would be lost without it . Great way to pay for things and I feel its a safe way too . Reviewed on: 13th July 2026

Every time I called PayPal I was able to speak to a...

Every time I called PayPal I was able to speak to a person and they managed to resolve my issue on the call Reviewed on: 13th July 2026

I use PayPal all the time and it’s a fantastic service.

I use PayPal all the time and it’s a fantastic service. It’s opens up a facility that should be used more widely. If you not using it, you should be Reviewed on: 13th July 2026

I love the PayPal debit card and the ability to pay...

I love the PayPal debit card and the ability to pay in 3. I use my PayPal card more over my Lloyds card though the Lloyds is linked to PayPal. Reviewed on: 13th July 2026

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