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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173660)

Excellent customer service

5
I had an issue where a payment was taken by a 3rd party vendor that shouldn't have been. Paypal sorted it all out no issues. Within minutes I was completely relaxed and reassured about the situation. I have never had that anywhere else Reviewed on: 8th July 2026

Super. Easy

5
Super. Easy. Affordable. Quick . Reviewed on: 8th July 2026

Paypal is always quick and easy to use woth a range...

5
Paypal is always quick and easy to use woth a range of ways to pay ive used pay later (in 3) to spread the cost of a washing machine and paypal credit to buy a new mobile when I lost mine. No issue setting up. Easy to overpay and if ive ever had to contact them re a purchase issue it's been resolved immediately Reviewed on: 8th July 2026

I have alway had a god experience with PayPal , I ha...

5
I have alway had a god experience with PayPal , I have no complaints. The three month payment plan is a game changer. Reviewed on: 8th July 2026

PayPal are always there when I need them , I am assu...

5
PayPal are always there when I need them , I am assured when I use them that my money is safe and I get good value for money ! Reviewed on: 8th July 2026

Impressive service

5
I have used. PayPal for over 5 years and ghd service has always been impeccable. The credit facility and opportunity to pay in 3 instalments has also been a welcomed facility. I trust it and use it for almost all my online transactions. Reviewed on: 8th July 2026

All good great experience

5
All good never had a problem great experience ideal back up plan wen short of money Reviewed on: 8th July 2026

Excellent customer service and value for money

5
Excellent customer service and value for money Reviewed on: 8th July 2026

Anytime i have had disputes they resolve it and also...

5
Anytime i have had disputes they resolve it and also customer service is top notch Reviewed on: 8th July 2026

Brilliant

5
I use PayPal and PayPal credit regularly, always a quick and easy service. The app is easy to use and the customer care team is fabulous. Reviewed on: 8th July 2026

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