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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

I have found PayPal very helpful with any problem

I have found PayPal very helpful with any problem or issue you my have and good fast service Reviewed on: 29th May 2025

Effective & safe

Work every time . Array of options to manage finances Reviewed on: 29th May 2025

It never fails

I have with Paypal for long and it never fails in any circumstances Reviewed on: 29th May 2025

Helpful when you broke and it help to distribute mon...

Helpful when you broke and it help to distribute money into pieces Reviewed on: 29th May 2025

I loveeee PayPal credit

I love using PayPal credit for all my online purchases.. the flexibility of having 4months interest-free to make payment is amazing. Reviewed on: 29th May 2025

20 years of positive experiences.

PayPal make online credit payments easy. Being able to get "pay in three" for our animals prescription medicines, makes our life easier. When I look back at over 20 years of global PayPal usage, living in multiple countries, PayPal is a real positive in my & my families life. Thank you Reviewed on: 29th May 2025

Lovely experience and had nothing but good things.

Lovely experience and had nothing but good things. Reviewed on: 29th May 2025

Easy to use and safe.

Easy to use and safe. Good options on payments Reviewed on: 29th May 2025

Excellent service!

Excellent service with prompt and clear payment reminders. Direct debit option is helpful but site is easy to navigate and make payments between debits if necessary. Lots of interest free promotional deals available as well Reviewed on: 29th May 2025

Had PayPal now for years now.

Had PayPal now for years now. Very easy and use them alot for most of my purchases. Highly recommend. If anyone is looking for easy purchasing get in touch with them Reviewed on: 29th May 2025

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