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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Great experience with PayPal

I’ve had a great experience with PayPal. It’s quick, simple to use, and I always feel safe making payments. Refunds and disputes are handled smoothly, and the app makes everything easy to manage. Definitely one of the best online payment tools out there. Reviewed on: 13th July 2026

PayPal is excellent.

PayPal is excellent. The option of PayPal credit is such good to have. Reviewed on: 13th July 2026

Very nice

PayPal is amazing and easy to use and it’s so handy from r everyday essentials. Reviewed on: 13th July 2026

Making Online Spending Easier

My experience with PayPal Credit has been very positive. It offers a level of credit that feels comparable to what you would expect from high street banks, while being more convenient for online spending. I like having everything in one place through my PayPal account, from making purchases to managing payments, which makes the whole process simple and easy to keep track of. Reviewed on: 13th July 2026

Never had an issue with them, pay in 3 is great and...

Never had an issue with them, pay in 3 is great and very helpful! Credit etc and new points system is a nice touch. interest rate is considerably low and it was very fast to get approved. Idk what else to say Reviewed on: 13th July 2026

Perfect and secure

Easy to use and a very secure app Reviewed on: 13th July 2026

Easy to use - user friendly app .

Easy to use - user friendly app . At a glance can check statement, balances & get statement / transactions Reviewed on: 13th July 2026

Very good service at at very competitive rates.

Easy to use at very competitive rates. Very fair and supportive in every way.iI would recommend the service in every way Reviewed on: 13th July 2026

Long ti e customer with nothing but praise

I've been utilising PayPal and PayPal Credit for many years and I can't complain in any way. Top notch service! Reviewed on: 13th July 2026

Fast, secure, reliable.

Fast, secure, reliable. I prefer using PayPal whenever applicable. Reviewed on: 13th July 2026

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