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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173749 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173759)

very excited :)

very excited using since 2012 and never had any issues with paypal. Would recommend to everyone for personal use and business. Reviewed on: 8th July 2026

Easy to use, user-friendly.

Easy to use, user-friendly. PayPal is my favourite way to pay online. It's fast, secure, and very easy to use. I've always had a positive experience, and I appreciate the buyer protection and smooth transactions. Highly recommend! Reviewed on: 8th July 2026

Large purchase

Paypal credit is very good when you are buying purchases over £99. The 4 months interest free is really good. The negative thing is that when you make a payment and the money isnt taken straightaway Reviewed on: 8th July 2026

I love PayPal , never had any complaints.

I love PayPal , never had any complaints. Customer service always very helpful Reviewed on: 8th July 2026

Easy shopping, have plans for pay later.

Easy shopping, have plans for pay later. Reviewed on: 8th July 2026

Easy does it very easily and perfect online finance.

Easy does it very easily and perfect online finance. Reviewed on: 8th July 2026

Security of PayPal is excellent and pay in three is...

Security of PayPal is excellent and pay in three is a great service Reviewed on: 8th July 2026

Love the app so easy to navigate & love making all m...

Love the app so easy to navigate & love making all my online purchases through it i fully 100% have trust in. Been on PayPal for more 10+ years I've never felt disappointed love it Reviewed on: 8th July 2026

Everything is fine, never had problems

Everything is fine, never had problems Reviewed on: 8th July 2026

Super convenient and trustworthy

Super convenient and trustworthy Reviewed on: 8th July 2026

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