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PayPal: PayPal Credit reviews

4.73
Based on 181,138 reviews, last reviewed 1st Sep 2026
10% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026
Rodica P's avatar
Rodica P

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

I have been using paypal instead of my credit card

5
I have been using paypal instead of my credit card Reviewed on: 13th July 2026

PayPal credit opens doors for consumers

5
PayPal credit gives consumers a very flexible and hassle free way to make both small and large purchases. The service has enabled me to make emergency purchases I would of struggled with and the occasional treat. PayPal credit opens doors for people. Reviewed on: 13th July 2026

Good, no problems and always helpful if I need anyth...

5
Good, no problems and always helpful if I need anything Reviewed on: 13th July 2026

Find the paypal app and its use really easy.

5
Find the paypal app and its use really easy and straight forward Reviewed on: 13th July 2026

always found the service efficient

5
always found the service efficient Reviewed on: 13th July 2026

PayPal helped me to buy things in instalments

5
PayPal helped me to buy things in instalments Reviewed on: 13th July 2026

Easy to use and manage, quick service helps manage p...

5
Easy to use and manage, quick service helps manage payments Reviewed on: 13th July 2026

It was good and easy for me to do any...

5
It was good and easy for me to do any transactions Reviewed on: 13th July 2026

Excellent

5
Never had an issue with the service Reviewed on: 13th July 2026

PayPal is the safe and versatile way to pay

5
Super easy to use and can be used for almost anything. A very modern, flexible way to pay, but safe and secure which is exactly what you need. Reviewed on: 13th July 2026

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