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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

PayPal credit helps me purchase the things I want an...

PayPal credit helps me purchase the things I want and it’s easy to pay back monthly Reviewed on: 29th May 2025

Excellent way to pay

Always know what I owe website good to navigate Reviewed on: 29th May 2025

I always have an excellent experience with PayPal.

I always have an excellent experience with PayPal. Reviewed on: 29th May 2025

My go to way to pay.

Used pay pal for years, gives you access to spread cost, pay for things easier and great customer service with any disputes. Reviewed on: 29th May 2025

PayPal is my pal.

Best short term loan provider. I am using PP mostly for buying tickets for one of the airlines and must admit it is very good option to spread the cost for few months. Reviewed on: 29th May 2025

Excellent

Been with PayPal credit for quite some time now excellent friendly service issues are resolved in a very timely manner notifications are nice and regular can’t fault PayPal in any way Reviewed on: 29th May 2025

PayPal is fantastic!

PayPal is fantastic! If a website I’m trying to buy something from doesn’t use PayPal then I don’t use them. PayPal has saved me in the pass as I’ve made some bad choices on doggy scam items an they’ve got me all my money back. So I never shop online without using them. A they are always so easy to use, a they make me an my money feel save. Love PayPal. Reviewed on: 29th May 2025

My past experience with PayPal has always been good...

My past experience with PayPal has always been good and great Reviewed on: 29th May 2025

It’s trusted reliable and convenient .

It’s trusted reliable and convenient . I am using PayPal since 2013 Reviewed on: 29th May 2025

PayPal good customer service support

PayPal customer service has always been helpful and understanding regarding all the queries I've raised and addressed appropriately. Reviewed on: 29th May 2025

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