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PayPal: PayPal Credit reviews

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4.90
Based on 110,223 reviews, last reviewed 19th May 2026
2738050% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, simple, reliable and helpful service PayPal Credit has been easy to use since I registered, with a smooth process and clear repayment options. It’s been convenient for managing my transac... Read more Reviewed on: 19th May 2026
Olu 's avatar
Olu

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110224)

Just got better with the years

5
I have been a costumer over 15 years and it is just so simple to use. PayPal Credit allows me to buy and pay back in 4 months without interest. This really a huge help to ensure my kids can have everything they need. Reviewed on: 16th May 2026
Vivien K's avatar
Vivien K

PayPal is safe and secure, it gives you options how...

5
PayPal is safe and secure, it gives you options how to pay, offer you more limits, and can contact if needed a question answered Reviewed on: 16th May 2026
Sandra H's avatar
Sandra H

I love reward program, I like what money leaves my b...

5
I love reward program, I like what money leaves my bank account in 3days, it's saves a lot Reviewed on: 16th May 2026
Justinas's avatar
Justinas

Ive always found the app and service impeccable

5
Ive always found the app and service impeccable Reviewed on: 16th May 2026
Imran G's avatar
Imran G

Love using pay pal.

5
Love using pay pal. Only thing id like to see is money coming out of the bank bit faster then it does Reviewed on: 16th May 2026
Benjamin Phillips's avatar
Benjamin Phillips

It would be great if you could choose how to pay on...

5
It would be great if you could choose how to pay on each transaction. Reviewed on: 16th May 2026
Jennifer 's avatar
Jennifer

Ace company and app, PayPal is a great go to for se...

5
Ace company and app, PayPal is a great go to for secure payment Reviewed on: 16th May 2026
Andy K's avatar
Andy K

Good Very easy to use.

5
Good Very easy to use. It can be used in all stores, which is a good advantage. Reviewed on: 16th May 2026
Suzannek's avatar
Suzannek

Payment updates are very slow.

3
Payment updates are very slow. And international conversion rate is not that good Reviewed on: 16th May 2026
Ali h's avatar
Ali h

Paypal has always had excellent customer service.

5
Paypal has always had excellent customer service.Above and beyond everytime Reviewed on: 16th May 2026
Dav's avatar
Dav

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