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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

New loyal customer

I must say I used to find co-op expensive against competitors but the value for money and the weekly deals def make this an app worth investing in Reviewed on: 29th May 2025

Excellence

Excellent services I feel free to use PAYPAL Reviewed on: 29th May 2025

Papal secure way of purchasing goods online

Both Papal methods of pay feel safe way of paying for any goods. PayPal credit helps spread the cost of more expensive items. To add, you have the option to pay interest free if you wish. Plus PayPal offers buyer protection which is a great feature. Reviewed on: 29th May 2025

Kep your life safe and easy.

I can "book" my payments in adance so nothing is missed I am disabled and a pensioner so that is one less thing to worry about. I know it is SAFE too. Reviewed on: 29th May 2025

Top service

So easy to use ,so easy to make your self happy Reviewed on: 29th May 2025

Any problems are way to sort out

Any problems are way to sort out Reviewed on: 29th May 2025

Easy to use, great service

Easy to use, giving instant access to funds when required Reviewed on: 29th May 2025

Hand of god

Got credit at a crutial time. Now am using for everthing with paypal. Booking tockets buying products Reviewed on: 29th May 2025

good choice to buy laptops

I have used it to buy a laptop and i can say that without it i would be unemployed today. thanks paypal. Reviewed on: 29th May 2025

It is brilliant service, I trust PAYPAL 100%.

It is brilliant service, I trust PAYPAL 100%. Reviewed on: 29th May 2025

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