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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Love the buy now and 4 month interest free options!

Love the buy now and 4 month interest free options! Reviewed on: 13th July 2026

Always had great service and if ive had any problems...

Always had great service and if ive had any problems the contact centre have been great! Reviewed on: 13th July 2026

Flexible and genuinely useful

I’ve used PayPal Credit for several larger purchases over the years, from building my dream PC to booking expensive holidays, and it has always been very useful. I really appreciate having different credit and repayment options to choose from, as it makes it easier to spread the cost in a way that suits my budget. The rates have also been reasonable in my experience, and the whole process is simple and convenient. Used responsibly, it’s a great option for managing bigger purchases without having to pay for everything at once. Reviewed on: 13th July 2026

Excellent service and easy to use.

Excellent service and easy to use. Feel secure using paypal Reviewed on: 13th July 2026

Wide range of financial services

World wide accepted, wide range of financial services in the same app. Reviewed on: 13th July 2026

Good service

I’ve not yet had a problem with PayPal, and they always have helped me if I had a problem Reviewed on: 13th July 2026

So easy for someone like me who is learning to use a...

So easy for someone like me who is learning to use a computer, navigation around, brilliant. Reviewed on: 13th July 2026

Excellent all around, user friendly & safe.

Excellent all around, user friendly & safe. Reviewed on: 13th July 2026

Easy and great service.

Easy and great service. Will Highly recommend. Reviewed on: 13th July 2026

Good solid credit servicd

Good solid credit service. Easy to repay and functional. Provides easy access to boosted credit limit etc. Reviewed on: 13th July 2026

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