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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

PayPal is very good I am happy with they service the...

PayPal is very good I am happy with they service they understand your situation most of times Reviewed on: 29th May 2025

Using PayPal is a easy, stress free alternative

Using PayPal is a very easy and useful way to pay for online items, were you can use their very good pay in 3 for splitting more expensive items. They also have very good customer service if you would like to discuss your account over the phone Reviewed on: 29th May 2025

Amazing service reliable and cant go wrong

Amazing service reliable and cant go wrong Reviewed on: 29th May 2025

Affordable

It’s a great way to spread the cost of items instead of paying for it all in one go Reviewed on: 29th May 2025

Awsome service so far

With buy now and pay later. Paypal has really helped me in getting stuff i needed now that I would otherwise have to save and wait for along time Reviewed on: 29th May 2025

easy to use

Always easy to use, all plans are clearly shown, so it makes easy to choose. Customer service helpful and makes it easy to solve problems. Most of retailers accept paypal as payment option, so I don't need bank details, as well feeling safe to shop online. Reviewed on: 29th May 2025

No Issues

Never had any issues using paypal for any payments Reviewed on: 29th May 2025

Transparently Usable

Very easy for transactions and ecommerce Reviewed on: 29th May 2025

Amarnath

PayPal is secured way of making payments. Have been using for a decade now. Reviewed on: 29th May 2025

I find sometime the slowness of reply.

I find sometime the slowness of reply...and follow up on items Reviewed on: 29th May 2025

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