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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174101)

A brilliant, fast and reliable service!

A brilliant, fast and reliable service! Reviewed on: 9th July 2026

PayPal Credit has been a convenient and flexible way...

PayPal Credit has been a convenient and flexible way to manage purchases. The application process was straightforward, payments are easy to track, and the option to spread the cost of larger purchases has been very helpful. It’s a useful service for managing finances when used responsibly. Reviewed on: 9th July 2026

PayPal is being excellent even sorting any issues i...

PayPal is being excellent even sorting any issues i recommend best safe pay ever Reviewed on: 9th July 2026

I love using PayPal and I will always use it...

I love using PayPal and I will always use it Reviewed on: 9th July 2026

Getting started was easy.

Getting started was easy. Checks and verification happened within seconds and I was able to activate and use the virtual card before receiving the physical one. The perks and benefits are great and unlock a whole world of rewards Reviewed on: 9th July 2026

Easy transactions, can pay more, minimum payments ar...

Easy transactions, can pay more, minimum payments are good and PayPal credit is so easy! Reviewed on: 9th July 2026

Brilliant 10

It is great to have PayPal credit Reviewed on: 9th July 2026

Very valuable, helpful, make easy to purchased onlin...

Very valuable, helpful, make easy to purchased online, making me to be affordable for things I find expensive to buy. Reviewed on: 9th July 2026

Very easy to set up and make payments

Very easy to set up and make payments Reviewed on: 9th July 2026

Super easy to setup and use!

Super easy to setup and use! You can have a virtual and/or physical card. It uses the existing app to control so no message about setting new apps up. Reviewed on: 9th July 2026

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