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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Quick and easy, help provided when questions are asked.

Quick and easy, help provided when questions are asked. Reviewed on: 29th May 2025

Awesome, and reliable

Awesome, PayPal gat your back they are indeed reliable trustworthy, I will not hesitate to introduce PayPal to anyone who ask me about the best consumer credit company, because he or she will not regret it. Reviewed on: 29th May 2025

Easy to use and readily available in most online sto...

Easy to use and readily available in most online stores. Reviewed on: 29th May 2025

Too be honest i have really good experience i got 15...

Too be honest i have really good experience i got 1500 pounds PayPal credit which is amazing Reviewed on: 29th May 2025

Payapl credit is good for us and I find out no issue...

Payapl credit is good for us and I find out no issue with that. Reviewed on: 29th May 2025

Paypal Credit

No complaints, have been using it for years now. Reviewed on: 29th May 2025

It's extremely difficult to rate their customer serv...

It's extremely difficult to rate their customer service as it's nonexistent. I called and got no answer beyond 'pass to supervisor, who'll call you back' that was 4 months ago....I'm still waiting. Reviewed on: 29th May 2025

hassle Free and easy to use

hassle Free and easy to use, best way to pay over time with out hidden fees if you follow simple guide lines Reviewed on: 29th May 2025

Yeah, It's pretty good tbh.

It's pretty good tbh I do t knows what else to writes typing until next goes purple . Reviewed on: 29th May 2025

Paypal Credit has been very helpful on my day to day...

Paypal Credit has been very helpful on my day to day expenses and I get to pay back as I work. Paypal service has been smooth and straightforward. Reviewed on: 29th May 2025

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