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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174192)

PayPal is great!

Always useful, very good customer service and I prefer to pay through PayPal as the process is so much easier. Thankfully for PayPal credit to help me pay for my purchases too! Reviewed on: 9th July 2026

Quick, convenient and safe.

Quick, convenient and safe. I always feel as though purchases are secure and any issues when buying are sorted out quickly with the PayPal resolution process. Reviewed on: 9th July 2026

Really helpful all around.

Really helpful all around. Never had an issues and it helps me build my credit score. Reviewed on: 9th July 2026

PayPal Credit

PayPal Credit allows me to pay off larger purchases over several months interest free Reviewed on: 9th July 2026

love the fact that its so easy to pay with paypal

love the fact that its so easy to pay with paypal and that it lets you pay in 3 chunks over 3 months Reviewed on: 9th July 2026

Definitely would recommend

Allows me to busget more each month allowing me to split purchases where the cost is too great for one single purchase. The process for applying for credit is simple and easy and you can never get more than you can afford. Ive had and used it alot over the whole time I've used it and can definitely recommend it. Especially now you can get a card that makes it easy to buy items when not online Reviewed on: 9th July 2026

slow and inefficient in some areas.

Paypal are slow to process direct debits and other payments. The complaints procedure over shoddy Chinese goods is non existent simply refusing any refunds. Reviewed on: 9th July 2026

Outstanding service

I've had a great experience with PayPal. Whenever I've had an issue with an online purchase, they've always been quick to help and resolve it. Their buyer protection gives me confidence when shopping online, and their customer service has been reliable and professional every time. Highly recommended. Reviewed on: 9th July 2026

Personally it has been nothing but good, very profes...

Personally it has been nothing but good, very professional and helpful and I have no complaints whatsoever and I recommend Pay PAL to all my friends and family. Keep up the great service. From a very happy customer. Reviewed on: 9th July 2026

Easy to use.

Easy to use. Excellent payment methods including interest free payments over 3 0r 4 month. Iwould highly recommend zpaypal service to anyone. Reviewed on: 9th July 2026

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