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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Safe and easy

Always felt safe using PayPal, just find interest rates very high Reviewed on: 13th July 2026

Really difficult to actually speak to someone in ord...

Really difficult to actually speak to someone in order to rectify a difficult situation. Reviewed on: 13th July 2026

it can be hard to get through to customer services...

it can be hard to get through to customer services Reviewed on: 13th July 2026

Good service and knowing it’s there if needed

Good service and knowing it’s there if needed Reviewed on: 13th July 2026

It’s simply great!

It’s simply great! I really appreciate the 4 month interest free payment plan. I think it’s very very competitive when compared to other ones on the market and makes one want to use it. I also love that one can do business any part in the work and get paid via PayPal. I think it makes the process so much easy. Reviewed on: 13th July 2026

Pay in 4 is exceptional, I can buy whatever I need a...

Pay in 4 is exceptional, I can buy whatever I need and by overtime with zero interest. Reviewed on: 13th July 2026

Always worked for me

Been with them a few years and always worked for me Reviewed on: 13th July 2026

Very useful friendly, never any issues

Very useful friendly, never any issues Reviewed on: 13th July 2026

Reliable and Secure

PayPal has consistently provided a reliable and secure payment experience. Transactions are simple, quick, and easy to track, giving confidence when making purchases or transferring funds. The platform is user-friendly and widely accepted, making it a convenient payment solution for both personal and business use. Reviewed on: 13th July 2026

It's so easy even Grandad can use it ..

Fast and easy to use , the hard card is useful when not buying on line , transfers to friends and family is an excellent feature, I've used PayPal credit for a couple of years now and the customer service when needed was excellent, well done paypal Reviewed on: 13th July 2026

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