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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very polite service

Very polite service and staff, always helpful, understandable, with respect to its customers Reviewed on: 29th May 2025

Best money wallet!

Best money wallet!!!! Anywhere and anytime you have in need of money to spend, safe and dependable. Reviewed on: 29th May 2025

PayPal is great and safe

PayPal is great and safe to use, highly recommend using this service Reviewed on: 29th May 2025

Never let me down :)

Few years experience,never be problems with payments or short loan big positive finanse provider Reviewed on: 29th May 2025

It's ok on average.

It's ok on average. Hard to get customers support simtumes Reviewed on: 29th May 2025

Easy to transfer money securely.

Easy to transfer money securely. Reviewed on: 29th May 2025

Love PayPal credit.

Love PayPal credit. Gives me 4 months interest free for bigger shopping to spread the cost. Always everything is very simple and straight forward, very clear. Reviewed on: 29th May 2025

I've been using paypal for years

I've been using paypal for years, their credit options are excellent for online purchases and generally have the best rates along with great integration with so many retailers. Reviewed on: 29th May 2025

Simple to use and fast credits on returned items

Simple to use and fast credits on returned items Reviewed on: 29th May 2025

Excellent experience with PayPal

Excellent experience with PayPal Reviewed on: 29th May 2025

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