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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110260 reviews)

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4.90

Based on 110,260 reviews, last reviewed 19th May 2026

2739600% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great to have the opportunity to pay interest free o... Great to have the opportunity to pay interest free over 4 months Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110260)

Reliable.

Never had an issue with paypal. Used for over 20 years. Reviewed on: 16th May 2026

Very quick and easy to use, would recommend to every...

Very quick and easy to use, would recommend to everyone Reviewed on: 16th May 2026

Simple to use and understand.

Simple to use and understand. You an easy purchase and make a payment Reviewed on: 16th May 2026

Just so helpful and there for you with any issues, k...

Just so helpful and there for you with any issues, kind and understanding. Reviewed on: 16th May 2026

Hi PayPal is the best for me I use it...

Hi PayPal is the best for me I use it a lot Reviewed on: 16th May 2026

Only ever had one usdue

The only negative I have regarding PayPal is the direct debit system. I like many more have everything set up by direct debit, but for some reason PayPal kept cancelling itself a D causing grief with interest that should never have been charged to my account. Reviewed on: 16th May 2026

Just got better with the years

I have been a costumer over 15 years and it is just so simple to use. PayPal Credit allows me to buy and pay back in 4 months without interest. This really a huge help to ensure my kids can have everything they need. Reviewed on: 16th May 2026

PayPal is safe and secure, it gives you options how...

PayPal is safe and secure, it gives you options how to pay, offer you more limits, and can contact if needed a question answered Reviewed on: 16th May 2026

I love reward program, I like what money leaves my b...

I love reward program, I like what money leaves my bank account in 3days, it's saves a lot Reviewed on: 16th May 2026

Ive always found the app and service impeccable

Ive always found the app and service impeccable Reviewed on: 16th May 2026

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