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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Good service

Good esperienze, help me when the items don't receve Reviewed on: 13th July 2026

It’s been great to spread the cost of things, also h...

It’s been great to spread the cost of things, also helps with credit rating Reviewed on: 13th July 2026

I have been with paypal since its launch always top...

I have been with paypal since its launch always top quality service unbeatable in everyway Reviewed on: 13th July 2026

Love the flexibility, Love the security, Love the r...

Love the flexibility, Love the security, Love the reliability to correct problems. Can't for the life of me think of anything bad. It's just gives me confidence in all my purchases Reviewed on: 13th July 2026

Bonus points would be a great idea if a prompt comes...

Bonus points would be a great idea if a prompt comes up when on the website of current offers. I missed out on love holidays points and was left without receiving after buying a holiday for £1780. The £50 voucher offered and received didn't really satisfy my expectations. For such a supposedly sophisticated company I honestly thought you could do better. Reviewed on: 13th July 2026

PayPal is excellent the app is easy to manage clear...

PayPal is excellent the app is easy to manage clear and concise, easy to pay, easy to transfer, can't fault it Reviewed on: 13th July 2026

Excellent service and great company

Excellent service and great company Reviewed on: 13th July 2026

My go to service, fast & efficent

My go to service, fast & efficent Reviewed on: 13th July 2026

Excellent service and easy to use

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and managing payments is simple. The app is easy to use, and transactions are smooth. Customer support has been helpful whenever I’ve needed assistance. Overall, it’s a convenient and reliable way to spread the cost of purchases. I would recommend PayPal Credit to anyone looking for a flexible payment option. Reviewed on: 13th July 2026

Its made so easy for me to buy my favourite gaming l...

Its made so easy for me to buy my favourite gaming laptop with low interest rate. Reviewed on: 13th July 2026

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