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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110295 reviews)

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4.90

Based on 110,295 reviews, last reviewed 19th May 2026

2741200% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

i love using paypal i love using paypal,very easy and helpful Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110295)

Terrible app interaction

Terrible app interaction not for me Reviewed on: 16th May 2026

Easy to use

I haven’t had any problems or queries as of yet as the app is very explanatory Reviewed on: 16th May 2026

Paypal helps me manage my month to month spending.

Paypal help me manage my month to month spending. The pay in three option is a life saver and its also helped me improve my credit score Reviewed on: 16th May 2026

PayPal credit interest rate is a bit high

PayPal credit interest rate is a bit high Reviewed on: 16th May 2026

PayPal is a great service.

PayPal is a great service. PayPal has been a reliable and convenient way for me to manage online payments. I appreciate the strong security features. PayPal is a service I use regularly. Reviewed on: 16th May 2026

My pal in my wallet

Fast efficient and safe and protected way to pay for goods Reviewed on: 16th May 2026

Hi 5 for Paypal

PayPal is my absolute go-to for online shopping. The biggest benefit is security; I love that I can buy from new or independent websites without constantly exposing my credit card details. The checkout process is incredibly fast since it securely stores my shipping address, saving me from typing it out every time. I also use the 'Pay in 3' feature frequently to spread out the cost of larger purchases interest-free. It makes online shopping completely stress-free." Reviewed on: 16th May 2026

Best app and easy to use.

Great app and easy to use. Customer service always very helpful. My preferred way to pay. Love paypal Reviewed on: 16th May 2026

Overall I’m happy with PayPal , there is nothing to...

Overall I’m happy with PayPal , there is nothing to complain about, Reviewed on: 16th May 2026

Need more options to get you to your desired request...

Need more options to get you to your desired request quicker Reviewed on: 16th May 2026

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