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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Excellent customer service

Every time I've had to cancel or chase an order the customer service has been excellent. Reviewed on: 13th July 2026

excellent, great for spreading costs

It doesn’t recognise me trying to get the virtual card despite keeping asking me to get one why is shouting but generally it’s very good. PayPal is allowed in a lot of places and allows me to budget if I need to spread the cost which is very useful. Reviewed on: 13th July 2026

Great way to send or receive money

Paypal is quick and very easy to understand. It is highly trustworthy and ensure payments are safe. Anyone can use it easily without any problems. It is great for both personal or professional transactions without any hassle. Reviewed on: 13th July 2026

Never a problem.

Never a problem. Always easy and quick. Reviewed on: 13th July 2026

I have few things to would like change in paypal...

I have few things to would like change in paypal Reviewed on: 13th July 2026

PayPal is great, it offers many easy to pay and many...

PayPal is great, it offers many easy to pay and many services! Reviewed on: 13th July 2026

I like the pay in 3 option and the pay later and the...

I like the pay in 3 option and the pay later and the security I get when using paypal to check out Reviewed on: 13th July 2026

Customer Happiness

Every step is really easy and quick. These make me happy and satisfied Reviewed on: 13th July 2026

Pay Pal supported me in the past with solving refund...

Pay Pal supported me in the past with solving refund when item been purchased online. First time applied for a 4 months credit straight forward application with 0% intrest rates. Reviewed on: 13th July 2026

Great customer service

Great customer service - any time I contacted PayPal, I was well supported with my query. Also being able to pay in installments means I can do more with my family. I am very pleased with my experience so far. Reviewed on: 13th July 2026

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