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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174252)

Shop smart with Pay Pal

Love pay pal Pay in 3 for stretching out those costs interest free Reviewed on: 9th July 2026

I’ve had PayPal since 2011 and they have helped me w...

I’ve had PayPal since 2011 and they have helped me with fraudsters twice. The service was pain free and excellent, customer service was second to none Reviewed on: 9th July 2026

Best and great experience since using PayPal, have n...

Best and great experience since using PayPal, have never regret. I have rest of mind paying for anything with PayPal. Always happy with their support and services. Reviewed on: 9th July 2026

I haven’t had experience with paypal credit

I haven’t had experience with paypal credit Reviewed on: 9th July 2026

I’ve been a PayPal user for a very long time.

I’ve been a PayPal user for a very long time. Over time, PayPal has grown from a simple payment facilitator to a payment supporter with option of credit, pay in 3, etc allowing flexible payments to purchases. PayPal is also an industry leader in secure banking with two factor authentication amongst other features. Reviewed on: 9th July 2026

Happy with PayPal, payment due reminders need improving

I have always been very happy with PayPal until a recent experience whereby my credit rating took a hit due to missing a payment. I wasn’t aware a payment was due and I was disappointed to see my otherwise perfect credit score decline due to this situation. But I will give things another try as I realise I need to take some accountability. Reviewed on: 9th July 2026

Happy customer

I've been with paypal for over 20 years and they have never let me down Reviewed on: 9th July 2026

Easy to apply ,quick transaction.

Easy to apply ,quick transaction. Reviewed on: 9th July 2026

My experience with PayPal is awesome as they are pun...

My experience with PayPal is awesome as they are punctual understanding dealing with your case in a professional manner and all of the above their staff is excellent. Customer service is on point. Reviewed on: 9th July 2026

Very positive and easy to use.

Very positive and easy to use. Any issues are sorted immediately Reviewed on: 9th July 2026

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