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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174268)

PayPal Credit has quickly become my preferred method...

PayPal Credit has quickly become my preferred method when purchasing larger items. It's clear, easy to use and payment settings are readily available. Reviewed on: 9th July 2026

PayPal never fails to impress me

PayPal never fails to impress me Reviewed on: 9th July 2026

Whenever had issue, staff in customer service dealt...

Whenever had issue, staff in customer service dealt with very quickly. Reviewed on: 9th July 2026

Really good service

paypal is eally eay to navigate and when you need a little extra its always there. If I have ever had an issue you can actually talk to someone Reviewed on: 9th July 2026

Always good at communicating and resolving any issue...

Always good at communicating and resolving any issues or problems, be it sellers, products or phishing scams etc. I like the flexibility of pay in 3, credit & now have their physical card which means more points overall. Reviewed on: 9th July 2026

Excellent low interest rate

PayPal is one of the lowest for interest Reviewed on: 9th July 2026

Shop smart with Pay Pal

Love pay pal Pay in 3 for stretching out those costs interest free Reviewed on: 9th July 2026

I’ve had PayPal since 2011 and they have helped me w...

I’ve had PayPal since 2011 and they have helped me with fraudsters twice. The service was pain free and excellent, customer service was second to none Reviewed on: 9th July 2026

Best and great experience since using PayPal, have n...

Best and great experience since using PayPal, have never regret. I have rest of mind paying for anything with PayPal. Always happy with their support and services. Reviewed on: 9th July 2026

I haven’t had experience with paypal credit

I haven’t had experience with paypal credit Reviewed on: 9th July 2026

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