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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,370 reviews, last reviewed 19th May 2026
2744650% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with PayPal, they have offered m... Never had a problem with PayPal, they have offered me products where normal banks haven't. Easy to use the website, look at statements and what's outs... Read more Reviewed on: 19th May 2026
Jonno's avatar
Jonno

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110370)

PayPal is Great

5
PayPal is easy to use, has 2FA, PayPal credit and provides an extra level of security for purchasing online. I have so far not needed to contact customer services. I use PayPal as a preference Reviewed on: 16th May 2026
Mr R's avatar
Mr R

Something I bought didn't turn up PayPal sorted and...

5
Something I bought didn't turn up PayPal sorted and refunded me with no problem. Very quick and easy to do Reviewed on: 16th May 2026
Marina D's avatar
Marina D

PayPal is the best

5
Been a user for some years now and PayPal has never failed! Easy to use Reviewed on: 16th May 2026
Lizzy's avatar
Lizzy

Relaible, Transparent and easy to use

5
My experience with this finance retail market has been consistently positive. The platform is easy to navigate, the customer support team responds quickly, and the financial products are transparent and reliable. I feel confident making informed decisions because the information provided is clear and accessible. Overall, it has been one of the most trustworthy and user‑friendly finance retail services I’ve used. Reviewed on: 16th May 2026
A F's avatar
A F

PayPal has been a game changer for many, very easy t...

5
PayPal has been a game changer for many, very easy to use, everything is very clear. Can’t fault at all. Reviewed on: 16th May 2026
MN's avatar
MN

Always feel safe in using on line security on purchases

5
Always feel safe in using on line security on purchases Reviewed on: 16th May 2026
Adam's avatar
Adam

Great service, quick and reliable.

5
Great service, quick and reliable. Easy to use, prompt customer service, user friendly app and website, always my go to for payments. Reviewed on: 16th May 2026
Lidia E's avatar
Lidia E

The best for me always have a chance to pay with fre...

5
The best for me always have a chance to pay with free interest Reviewed on: 16th May 2026
Gyongyi Simon 's avatar
Gyongyi Simon

Excellent customer service

5
My experience has been great with PayPal, I have options of credit card and payment in 3 . Which has made life easy Reviewed on: 16th May 2026
TEMILOLUWA O's avatar
TEMILOLUWA O

Easy to use, superb services.

5
Easy to use, superb services. Trustworthy platform Reviewed on: 16th May 2026
EPLACE's avatar
EPLACE

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