Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

feeling safe and protected

Paypal does not only make you feel comfortable about the credit scheme you can do if your buying items online there is a massive sense of security when buying products through paypal Reviewed on: 13th July 2026

Had great experience with customer service who quick...

Had great experience with customer service who quickly rectified a payment issue Reviewed on: 13th July 2026

It’s so straightforward and I love the protection th...

It’s so straightforward and I love the protection they give Reviewed on: 13th July 2026

Always safe with PayPal credit

Constantly using paypal credit facilities to make my purchases. Brilliant services I have used for many years now and always feel that my purchases are made more safely when I am using PayPal Reviewed on: 13th July 2026

Great and always there to help with payment and refu...

Great and always there to help with payment and refunds Reviewed on: 13th July 2026

Great easy service, I wish more companies offered to...

Great easy service, I wish more companies offered to use PayPal Reviewed on: 13th July 2026

Great service and amazing staff

Great service. The customer service lines are amazing had no issues resolving my problem. Reviewed on: 13th July 2026

Consistently reliable application and purchase process.

Consistently reliable application and purchase process. App is flawless. Would certainly recommend to others and hope to continually use for some time. Reviewed on: 13th July 2026

Paypal is best platform I ever used.

Paypal is very handy and helpfull with some purchases. Great offers and very good customer service. Reviewed on: 13th July 2026

Good for payments

I don't do much as there's not regular incentives Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub