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PayPal: PayPal Credit reviews

4.73
Based on 181,138 reviews, last reviewed 1st Sep 2026
10% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026
Rodica P's avatar
Rodica P

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

Never had to contact customer services- the service...

5
Never had to contact customer services- the service just works. Easy to use, too. Reviewed on: 13th July 2026

Helpful service

5
Even when I had a misunderstand about the credit payments they clarified it and resolved the issue for me without penalty Reviewed on: 13th July 2026

PayPal is simplicity and control

5
PayPal is simplicity in use powerful in application and now an essential aspect of my everyday financial planning Reviewed on: 13th July 2026

Easy to use and great low interest payment options

5
Easy to use and great low interest payment options Reviewed on: 13th July 2026

Convenient and flexible way to shop online

5
Convenient and flexible way to shop online Reviewed on: 13th July 2026

Its wonderful but mostly on App and it's sometimes n...

5
Its wonderful but mostly on App and it's sometimes not easy to manage Reviewed on: 13th July 2026

Easy to use good for international transfers.

5
Easy to use good for international transfers. Made sending money a lot easier Reviewed on: 13th July 2026

PayPal is a reliable provider especially for buying...

5
PayPal is a reliable provider especially for buying goods and services. Easy to use and fast transaction. Reviewed on: 13th July 2026

No issues just app is bit confusing

5
No issues just app is bit confusing Reviewed on: 13th July 2026

M Haider

5
it is good services where ur can see BOUT SPENDINGS AND SHARE THE BILLS with mates. Reviewed on: 13th July 2026

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