Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174291)

Would not be without the PayPal security blanket!

Excellent root for all my purchases whether it’s at once or the helpful choice of over three payments. . Would not be without PayPal, and the help of PayPal credit now as it so easy to check record of payments if I get a problem with a seller with present or past purchases. Reviewed on: 9th July 2026

Staff engaging and friendly , all informative and kn...

Staff engaging and friendly , all informative and knowledgeable Reviewed on: 9th July 2026

I Love PayPal it is trustworthy & reliable!

I have had a great experience with PayPal credit! Easy to use, accepted at most retailers and customer service at PayPal is excellent Reviewed on: 9th July 2026

Great service

Great service, i’m very satisfied with my experience! Reviewed on: 9th July 2026

Customer services is very good and PayPal is excellent.

Customer services is very good and PayPal is excellent. I have no problems with them. Reviewed on: 9th July 2026

It was easily accessible when I needed it.

It was there when I needed it, easy to access and understand. It can be little bit difficult to keep up repayments if you are unable to pay back within a good timeframe, but that is expected and more more than fair. Reviewed on: 9th July 2026

Great services

Great service and gave me the help I needed in a tight spot. The 3 months interest free was a big bonus. Reviewed on: 9th July 2026

helpful and explaination of service provided

helpful and explaination of service provided Reviewed on: 9th July 2026

Always use PayPal secure & quick at resolving issues

Always use PayPal secure & quick at resolving issues Reviewed on: 9th July 2026

Best user experience.

Best user experience. We used PayPal's Pay in 3 many times for various purchases as well as PayPal Credit. Easy to set up easy to follow. Makes life so much easier and purchases spread over a period much easier to pay off. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96435 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub