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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Great Great Great Great Great Great

Great Great Great Great Great Great Reviewed on: 28th May 2025

My experience

Never had any issues. Aways given credit options and always paid in full before interst is charged Reviewed on: 28th May 2025

Paying for PayPal

It's so easy to use. You can either pay directly out of your bank, pay in 3 lots or buy now pay later. Reviewed on: 28th May 2025

Easy to navigate, instant decision.

It's a fantastic company. I've used this company for years now and have nothing but good things to say. The site is easy and to navigate with an instant result on using the service. It's convenient and the best part about it is i get to buy items that otherwise i might have never afforded on the day.. Reviewed on: 28th May 2025

Perfectomondo

Easy to use, widely available, secure payment system Reviewed on: 28th May 2025

Great,trust worthy payment provided for free,,, simp...

Great,trust worthy payment provided for free,,, simply brilliant Reviewed on: 28th May 2025

Very convenient service and excellent apps.

Very convenient service and excellent apps. I feel confident at being able to manage my finances. Reviewed on: 28th May 2025

My dealings with PayPal

I have had dealings with PayPal for many years and have never had any issues with them. When I contacted them when I had an issue with my password, it was sorted quickly and helpful. Reviewed on: 28th May 2025

I was offered a credit line when no other place woul...

I was offered a credit line when no other place would accept me, PayPal has never done me wrong and have always been fair with their expected repayments and the limit that they allowed me far surpassed what I would have expected, there is not many lenders who offer the fairness paypal does so would absolutely recommend them. Reviewed on: 28th May 2025

Always available to help and resolve the issue.

Always available to help and resolve the issue. Reviewed on: 28th May 2025

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