Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,510 reviews, last reviewed 19th May 2026
2751400% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I will always use PayPal if possible to checkout whe... I will always use PayPal if possible to checkout when buying on line, it gives me the security needed when things go wrong. I ordered a garden furnitu... Read more Reviewed on: 19th May 2026
Carol L's avatar
Carol L

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (110510)

Happy with PayPal

5
Easy to use, secure transactions and detailed methods of monitoring your account - the app is great and incentives and rewards now being promoted for additional benefits which is really good in current environment. Reviewed on: 16th May 2026
Vicky A's avatar
Vicky A

Always found it to be good, fairly quick customer he...

5
Always found it to be good, fairly quick customer help response times. Reviewed on: 16th May 2026
Clair's avatar
Clair

PayPal gets the job done when you need them

5
I have encountered numerous issues with suppliers, and I am pleased that PayPal has successfully retrieved my funds. I am truly appreciative of PayPal's services; I would not consider using any other method for online purchases from unfamiliar vendors. Their service is truly exceptional. Thank you, PayPal. Reviewed on: 16th May 2026
Sarah Wright's avatar
Sarah Wright

App is very user friendly, only ever need to reach o...

5
App is very user friendly, only ever need to reach out to PayPal once and it was resolved quickly Reviewed on: 16th May 2026
Polly Welch's avatar
Polly Welch

A good credit card system, with a snag to be aware of!

4
A good credit card system, although I didn't realise when you make. a payment to PayPal it can take quite a few days to credit your account after you've submitted the payment. Fortunately PayPal classes the payment is made on the day of submission or actuation. Otherwise your payment from your bank would be late arriving. Reviewed on: 16th May 2026
David Short's avatar
David Short

PayPal Credit is so simple to use.

5
PayPal Credit is so simple to use. Reviewed on: 16th May 2026
Shaffick's avatar
Shaffick

Excellent, easy to set up and use!

5
very easy to use, some of it doesn’t include interest so i was able to pay for activities for my holiday without worrying! it’s so easy to set up and excellent Reviewed on: 16th May 2026
Leah Jade's avatar
Leah Jade

Fabulous credit over 4 months helps manage your fina...

5
Fabulous credit over 4 months helps manage your finances. Many options to purchase, shop and pay. Informative with statements etc Reviewed on: 16th May 2026
Tracy Potter's avatar
Tracy Potter

Accessible line of Credit

4
Terms and Conditions were clear. Interest rate was good. Very accessible line of credit. Reviewed on: 16th May 2026
R Jones's avatar
R Jones

Fast and Easy to use.

5
Fast and Easy to use. Always reminds me when my bill is due in ample time. Good protection Reviewed on: 16th May 2026
Tiggs's avatar
Tiggs

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill