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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Times are hard at the moment, and the cost of everyd...

Times are hard at the moment, and the cost of everyday essentials just keeps going up. Thankfully, PayPal is always there to help make life that little bit easier when you need it most. Reviewed on: 13th July 2026

All good!

All good!! PayPal number 1 and it’s A-OK Reviewed on: 13th July 2026

It is verry usefull.

It is verry usefull. I use it alot when i need money and i dont have cash. Reviewed on: 13th July 2026

Easy to use no nonsense payments

Easy to use no nonsense payments Reviewed on: 13th July 2026

Easy to use

A great help and really easy to use Reviewed on: 13th July 2026

Said I missed a payment when I hadn’t affected my cr...

Said I missed a payment when I hadn’t affected my credit score poorly even though I set the DD up multiple times. Would not use it again for this reason Reviewed on: 13th July 2026

It's always quick and easy to use.

It's always quick and easy to use. Reviewed on: 13th July 2026

I've had an excellent experience with PayPal Credit.

I've had an excellent experience with PayPal Credit. The application process was quick and straightforward, and I received a decision almost instantly. The flexibility to spread the cost of purchases has been incredibly helpful, especially for larger expenses. The online account management is easy to use, payments are simple to make, and everything is clearly laid out. I also appreciate the promotional interest-free offers on eligible purchases, which have helped me manage my finances more effectively when paid within the required period. Customer service has been responsive whenever I've needed assistance, and the overall experience has been reliable and hassle-free. I would highly recommend PayPal Credit to anyone looking for a convenient and flexible way to manage purchases responsibly. Reviewed on: 13th July 2026

Reliable .

Reliable . Good experience . Trustworthy . Helpful Reviewed on: 13th July 2026

Superb service, easy to use.

Superb service, easy to use. Simple to use the app too Reviewed on: 13th July 2026

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