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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

convenient and flexible

PayPal Credit is a convenient option for shopping online which offers no interest for 3 months and can be used on many online retailers and i use it on my most of shopping online as it easy and flexible ,so far i never had problem and will continue to use it Reviewed on: 28th May 2025

Paypal User

I have used PayPal for many years with no issues. Any problems with sellers or purchases paypal customer services have always been supportive and help resolve the issues. I would recommend paypal to others Reviewed on: 28th May 2025

I had a good experience with PayPal

I had a good experience with PayPal Reviewed on: 28th May 2025

Easy to use and used interest free option

Easy to use and used interest free option Reviewed on: 28th May 2025

Very easy to deal with, set up and quick for paying...

Very easy to deal with, set up and quick for paying on sites. Brilliant credit service Reviewed on: 28th May 2025

PayPal is the best, easy to use.

PayPal is the best, easy to use. I recommend it to other people Reviewed on: 28th May 2025

Always easy to use and handy.

Always easy to use and handy. Makes it easier to pay in 3! Highly recommended Reviewed on: 28th May 2025

Refund after I didn't receive my product.

Refund after I didn't receive my product. Good customer protection Reviewed on: 28th May 2025

Payment confidence.

all methods of payment confidence. full, pay in 3 or by Paypal credit. Reviewed on: 28th May 2025

Simple to use, easy to access funds

Simple to use, easy to access funds Reviewed on: 28th May 2025

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