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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174345)

Very easy to use and lots of different options.

Very easy to use and lots of different options. My son had to use customer service and they were really helpful. Reviewed on: 9th July 2026

Great choice

I am so delighted to have this chance to use PayPal Credit. So simple, so fair… Reviewed on: 9th July 2026

Easy and Efficient Application Process

An easy and efficient process enabling me to apply for credit with 4 months interest free on the purchase and a £40.00 bonus payment! Excellent service that I would absolutely recommend. The application process was easy, straightforward and fast. Reviewed on: 9th July 2026

Solid Performance

Had my account for over 10 years and has never let me down. Very reassuring to have great backup and support. Reviewed on: 9th July 2026

Excellent service.

Excellent service. PayPal is my go-to for any payments. Reviewed on: 9th July 2026

Very good customer service , the lady on the other e...

Very good customer service , the lady on the other end was very supportive and listened to every bit of my complaint and assisted where necessary Reviewed on: 9th July 2026

Quick access to funds via credit product works now

Quick access to funds via credit product works now Reviewed on: 9th July 2026

So convenient with various ways to pay and most inte...

So convenient with various ways to pay and most interest free. Great for spreading the cost of more expensive items. Reviewed on: 9th July 2026

PayPal is service/money in the pocket.

PayPal is service/money in the pocket. Allways awIlable when you need them. Reviewed on: 9th July 2026

Easy life with paypal, fast access, safe payment and...

Easy life with paypal, fast access, safe payment and you can buy your holiday and pay later. Amazing experience woth pay pal Reviewed on: 9th July 2026

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