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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174540)

Hi , there is only one thing I can say about PayPal,...

Hi , there is only one thing I can say about PayPal, -excellent customer service and support. Reviewed on: 9th July 2026

PayPal Credit is a winner

Using PayPal credit is the easiest and convenient way to do online shopping, very streamlined and user friendly with competitive interest rates. Reviewed on: 9th July 2026

Great experience with PayPal always

Great experience with PayPal always Reviewed on: 9th July 2026

Paypal Credit is the best

PayPal credit helped me doing a very hard time in my life. They have supported me in every aspect when other companies wouldn’t. Reviewed on: 9th July 2026

Great customer service, always helpful and efficient.

Great customer service, always helpful and efficient. Reviewed on: 9th July 2026

I lovr PayPal

Using paypal more than 20 years, I love service, I love platform and I love their progress for these years. Thank you PayPal. Reviewed on: 9th July 2026

It was very good and the services it up

It was very good and the services it up Reviewed on: 9th July 2026

I’m a happy customer

I’ve been a customer for years and never expected a problem. It helps me manage my purchases and finances. Reviewed on: 9th July 2026

Like how you can pay over 3 payments with no interes...

Like how you can pay over 3 payments with no interest being charged, good idea Reviewed on: 9th July 2026

Big help when needed

I’ve been using Paypal credit for years and it was always there at the time I needed helped me out when I had unexpected buys Reviewed on: 9th July 2026

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