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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

incredibly user friendly

It was very easy to set up and then clear to understand the terms and conditions. It was also easy to review how much I needed to pay at all times with no nasty surprises! Reviewed on: 13th July 2026

Paypal is reliable.

Paypal is reliable. I have been using PayPal for years now to buy goods and services and noted that it is generally reliable and very cost effective to use. Paypal has added more products which i find much more beneficial to use Reviewed on: 13th July 2026

Easy to use, access is simple.

Easy to use, access is simple. Communication is friendly. You couldn't want for a better service. Reviewed on: 13th July 2026

Happy customer

I've been using PayPal for a few years now never had any issues myself Reviewed on: 13th July 2026

Pay pal pal

It is easy and straight forward to pay by PayPal Reviewed on: 13th July 2026

Keeps you informed how my account is and the minimum...

Keeps you informed how my account is and the minimum payment is each month Reviewed on: 13th July 2026

Reliable and Trustworthy!

I have had a great experience with PayPal as it has proven to be a very consistent way to make all types of payments. I have always felt safe making a payment with them and when I have encountered any issues with vendors they have sorted this out promptly. Their app is also easy to use and allows me to efficiently manage my account. Reviewed on: 13th July 2026

I had PayPal credit for a number of years and it is...

I had PayPal credit for a number of years and it is the best card I have love that over 100 has 4 months to pay Reviewed on: 13th July 2026

Great payment method

I use PayPal alot when I can to help boost my credit score and pritty handy when low on money and great when it had pay in 3 payments Reviewed on: 13th July 2026

Very easy shop around and easy repayment options.

Very easy shop around and easy repayment options. Hassle free. Love that. Reviewed on: 13th July 2026

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