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PayPal: PayPal Credit reviews

4.90
Based on 110,615 reviews, last reviewed 19th May 2026
2756200% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's easy to see the promotional balances allowing m... It's easy to see the promotional balances allowing me to plan repayments appropriately. Reviewed on: 19th May 2026
Nicki Lever's avatar
Nicki Lever

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110615)

Great banking app.

5
Great banking app. Very efficient to access and navigate Reviewed on: 16th May 2026

Great pay in three schemes.

4
Great pay in three schemes.Good interest rate on PayPal credit Reviewed on: 16th May 2026

PayPal makes it easy and quick to shop and their rep...

5
PayPal makes it easy and quick to shop and their repayment is easy for me because I can pay at the end of the week when I get pay....I love PayPal they helped me out alot Reviewed on: 16th May 2026

Convenient method of payment

5
It's a convenient method of payment that's easy to access and manage. Also, it provides peace of mind knowing you are guaranteed recourse if something goes wrong through the seller's fault. Reviewed on: 16th May 2026

Solve issues and safety for our money

5
Solve issues and safety for our money Reviewed on: 16th May 2026

Not great over the phone

5
Not great over the phone,,,, for online payments always works well Reviewed on: 16th May 2026

LuvPayPal credit to buy instore now

5
I love how you can use PayPal credit to buy online and instores now , its helped me when I need to buy this way when I've need too. Love the points system on buying thats good. Reviewed on: 16th May 2026

PayPal is great as a safety buffer on online purchases.

5
PayPal is great as a safety buffer on online purchases. I also use them to transfer money to family abroad . Reviewed on: 16th May 2026

love paypal very reliable easy to use great customer...

5
love paypal very reliable easy to use great customer support Reviewed on: 16th May 2026

A let down

5
Okish. Did have a problem when I purchased something from Tiktok. Thought I was safe paying with paypal. the chinese company just said it was delivered when it wasn’t. I raised a case and paypal just favoured the company Reviewed on: 16th May 2026

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