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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174725)

Great service

Have used it for many years without issues. If I need a refund it’s dealt with fast. I also like the fact you can send money to family and friends avoiding high bank charges. Reviewed on: 9th July 2026

Tech thing

I been using paypal from long time and its just incredible and j enjoy using it everytime Reviewed on: 9th July 2026

I liked that they allowed me to split payments over...

I liked that they allowed me to split payments over months woth no interest. Reviewed on: 9th July 2026

Excellent fast customer service and attention to det...

Excellent fast customer service and attention to detail Reviewed on: 9th July 2026

Have never had a issue with PayPal.

Have never had a issue with PayPal. And always deals with and problems quickly Reviewed on: 9th July 2026

Professional

Professional and easy to use site Reviewed on: 9th July 2026

Always use pay pal it’s safe and secure best way to...

Always use pay pal it’s safe and secure best way to pay and credit and take 3 help enormously Reviewed on: 9th July 2026

As a long time customer, i have used paypal for many...

As a long time customer, i have used paypal for many purchases down the years . For ease of use and protection, Great service. Reviewed on: 9th July 2026

I have used paypal for years love it, customer servi...

I have used paypal for years love it, customer service is great too, its a app i trust and love Reviewed on: 9th July 2026

A Reliable Financial Partner That Keeps Getting Bette

I have been using PayPal for years, and my number one reason has always been peace of mind. For a long time, I used it simply because I knew my money and transactions were completely safe. What has been great to see over the last few years is how much they have grown. They are no longer just a button you click at checkout; they have expanded into a full financial ecosystem. I really appreciate how diversified their services have become, offering options like PayPal Credit, dedicated credit and debit cards, and great money-back reward programs. It is incredibly convenient to have a trusted, secure platform handle both everyday online shopping and broader financial needs. Highly recommended for anyone who values safety but wants modern financial flexibility Reviewed on: 9th July 2026

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