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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Always very helpful and easy to understand.

Always very helpful and easy to understand. I use PayPal with pleasure and when needed. Excellent Reviewed on: 13th July 2026

Never had any issues with paying with PayPal

Never had any issues with paying with PayPal Reviewed on: 13th July 2026

Safe and friendly

I always feel safe using PayPal and have never had any issues with them. The customer service has always been friendly and helpful too Reviewed on: 13th July 2026

Paypals ease of access and security in the digital w...

Paypals ease of access and security in the digital world is a real bonus - very little to complain about Reviewed on: 13th July 2026

Always a great experience with PayPal.

Always a great experience with PayPal. They are super helpful when needed to step in between yourself and companies. Recently I had an issue with payments going to meta and it was impossible to speak to a person there (we all know that!) and I couldn’t stop the payments as I just kept getting an error. Whilst meta obviously disputed the case, PayPal helped where they could - ultimately their hands were tied but the case has the desired effect as meta cancelled the payments. I can’t fault PayPal at all, they will always do what they can to assist Reviewed on: 13th July 2026

Smooth and reliable service

My experience with PayPal Credit has been mostly positive. The service is easy to use, and payments are well‑organised. I like the flexibility it offers, although sometimes I wish the notifications were clearer. Still, it’s a solid option for spreading the cost of purchases. Reviewed on: 13th July 2026

Paypal has helped me on numerous occasions with its...

Paypal has helped me on numerous occasions with its flexible credit and payment options. I have used pay in 3 multiple times since it became available and it was very simple to apply for paypal Credit, I got a limit of £1000 and it this credit line has helped me or more than one occasion, highly recommended. Reviewed on: 13th July 2026

A trusty financial provider that minimises any risk...

A trusty financial provider that minimises any risk on anxieties surrounding purchasing online. Excellent customer service with a simple process to claim back in times of need. Reviewed on: 13th July 2026

i like the parcel tracking and ease of payment, its...

i like the parcel tracking and ease of payment, its easy even for a technophobe like me Reviewed on: 13th July 2026

I have used PayPal for personal and business for yea...

I have used PayPal for personal and business for years, they explain everything very clearly and are upfront. Their customer service has also been great when I have needed them Reviewed on: 13th July 2026

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