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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,651 reviews, last reviewed 19th May 2026
2757850% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ihave enjoy excellent service from PayPal . Ihave enjoy excellent service from PayPal . Reviewed on: 19th May 2026
Joseph O's avatar
Joseph O

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110651)

It's been a useful life life in this cost of living...

4
It's been a useful life life in this cost of living crisis Reviewed on: 16th May 2026
David P's avatar
David P

Really great experience, needed a card replacement.

5
Really great experience, needed a card replacement. Quick response that helped facilitate the process of receiving a new card replacement Reviewed on: 16th May 2026
Hufzha M's avatar
Hufzha M

It just works

5
Overall simple very straightforward but never got a credit limit increase Reviewed on: 16th May 2026
prasenjit r's avatar
prasenjit r

Been using for years now for national and internatio...

5
Been using for years now for national and international payments great provider Reviewed on: 16th May 2026
Michael Edwards's avatar
Michael Edwards

PayPal is excellent

5
A fast efficient way to buy the things you want Reviewed on: 16th May 2026
Square W's avatar
Square W

Excellent Retail Finance Provider.

5
Excellent Service, the best Retail Finance Provider, Excellent Communication if you have any queries, absolutely Perfect 5 Stars. Reviewed on: 16th May 2026
COOK's avatar
COOK

PayPal is EXCELLENT!

5
PayPal is an excellent source to send money via different avenues. Their Credit/Debit Card are fantastic. Add to Apple Pay and away you go…the monthly statements are easy to understand and navigate. There’s a pay in three option of which I think is excellent. Puts your purchases into three easy affordable payments. On the app it states every bit of your account - fabulous. The Customer Service support is incredibly helpful and knowledgeable. 10/10 overall. Reviewed on: 16th May 2026
Angela's avatar
Angela

Simply the best I've never had a real...

5
Pay pal is excellent company I've never had a real problem in the years I've been with them if you need them there always at hand to help with any query you may have and always very efficient and pleasant I found even a little thing your not sure of they will help and explain it to you in English and make things clear for you to understand Reviewed on: 16th May 2026
Linda B's avatar
Linda B

Fast, Fair, Friendly, Fantastic

5
I've had a PayPal account for over a decade now and can't fault the service, value-for-money, ease and speed of transactions. When I've had disputes over payments they have been dealt with fairly and promptly. I recommend PayPal heartily and often. Reviewed on: 16th May 2026
Elizabeth S's avatar
Elizabeth S

PayPal gave me a good international exchange rate.

5
PayPal gave me a good international exchange rate. I love the the free no interest 3 times payment Reviewed on: 16th May 2026
Lateefat Adebayo's avatar
Lateefat Adebayo

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