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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Paypal credit - Love it!

I've used PayPal Credit for several online purchases, and overall, it's been a convenient way to manage payments—especially with the promotional offers like 0% interest for 6 months on purchases over a certain amount. The application process was quick, and it integrates seamlessly with my PayPal account Reviewed on: 28th May 2025

It s the only safe way to pay or receive money.

It s the only safe way to pay or receive money. Reviewed on: 28th May 2025

No reason to use any other credit service!

No reason to use any other credit service! Reviewed on: 28th May 2025

Excellent Product

Easy to use and offers an easy payment solution Reviewed on: 28th May 2025

Convenient and easy to use

I find using PayPal credit extremely easy and convenient to use. When I need to make a considerable purchase and need time to pay a large amount I always use my PayPal account. I have complete peace of mind should anything go wrong with my purchase I have all the benefits offered by PayPal as an extra safety net. Reviewed on: 28th May 2025

Nothing to say.

Nothing to say. As no issues with you. Reviewed on: 28th May 2025

No issues, very straight forward

No issues, very straight forward Reviewed on: 28th May 2025

My Preferred Way to Pay

Easy to use and PayPal send reminders, so you never miss a payment. Refunds come through seamlessly too. Reviewed on: 28th May 2025

Excellent Credit Company

I have used PayPal : PayPal Credit a few times now and found no problems, with quick and easy payments and regular emails to keep me informed on all progress of the repayments. This system is quick, secure and in my experience reliable with no hidden agenda so will use again in the future. Reviewed on: 28th May 2025

Useful for paying off items over time.

Useful for paying off items over time. Reviewed on: 28th May 2025

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