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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175049 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175073)

Really easy to use and supportive with any problems

Really easy to use and supportive with any problems Reviewed on: 9th July 2026

Great service and value for money

Great service and value for money Reviewed on: 9th July 2026

Fantastic service and very secure way of paying so t...

Fantastic service and very secure way of paying so thank you to all Reviewed on: 9th July 2026

Helpful service when using to buy concert tickets

Helpful service when using to buy concert tickets Reviewed on: 9th July 2026

Was able to have credit when no one else would appro...

Was able to have credit when no one else would approve me which meant I could get my mum a phone for Christmas Reviewed on: 9th July 2026

Never had any problem with pay pal can be used in va...

Never had any problem with pay pal can be used in var establishments Reviewed on: 9th July 2026

good way of managing money

I just find it a very good way of managing money, it's never let me down yet. Reviewed on: 9th July 2026

I've had a really positive experience with paypal cr...

I've had a really positive experience with paypal credit. The whole process has been smooth and straightforward from the beginning, it's made managing my finances much easier. Everything is explained clearly with no hidden terms or surprises. You really do get what you sign up for. The Interest rates are reasonable, i also apricate how simple it is to use. It's been a reliable way to spread the cost of purchases when needed. I've never had any issues with paypal credit and would overall recommend payapl credit to anyone looking for a flexible and trustworthy credit option. Reviewed on: 9th July 2026

Quick, easy, helpful.

Quick, easy, helpful. I'm happy always, when I use. Reviewed on: 9th July 2026

My experience is ongoing.

My experience is ongoing. I use pay pal pay in three a lot which is good. I think you could be more transparent about when credit limits can be raised but other than that all is good. Reviewed on: 9th July 2026

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