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PayPal: PayPal Credit reviews

4.90
Based on 110,686 reviews, last reviewed 19th May 2026
2759500% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent value to all its customers Excellent value to all its customers Reviewed on: 19th May 2026
Stephen p's avatar
Stephen p

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110686)

PayPal just super .

5
100% enjoying the PayPal app and services by itself. PayPal Credit is just great for my needs. I found it one of the best values on existing markets. Also start to enjoying points company with a PayPal direct debit card, thank you for what you doing . Reviewed on: 16th May 2026

I do love a bit of PayPal.

5
I do love a bit of PayPal. They’re always spot on and easy to use. Iv actually rang customer service before and they’re really good! Reviewed on: 16th May 2026

It’s just so easy to use.

5
It’s just so easy to use. No issues. Reviewed on: 16th May 2026

I highly recommend PayPal credit, it's easy to use a...

5
I highly recommend PayPal credit, it's easy to use and the interest rate is low Reviewed on: 16th May 2026

Paypal is All

5
I have been witv paypal for a while now. I feel ease of moving money and to make purchases of my choices. Reviewed on: 16th May 2026

Lovely never had any issues would recomend

5
Lovely never had any issues would recomend Reviewed on: 16th May 2026

Good and reliable

5
Good and reliable - always can trust abut slow with customer services and requirements mostly met. Good for credit but make sure you pay online. Krishna besides d shushed hdususus hshsushsbd distant f hd Reviewed on: 16th May 2026

A really good way to budget, huge selection of retai...

5
A really good way to budget, huge selection of retailers you can use. Reviewed on: 16th May 2026

Contacting Customer Services for help.

5
If I at anytime have had to contact PayPal by phone and they already have people waiting they call you rather then waiting for ages on the phone. Then when they do phone you back the customer care assistant’s have always gone above and beyond to help you and been do polite too. Reviewed on: 16th May 2026

One dashboard for easy navigation for Fiat and crypt...

5
One dashboard for easy navigation for Fiat and crypto transitions Reviewed on: 16th May 2026

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