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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

PayPal gives me confidence whilst shopping.

Without PayPal. I don’t think I would manage to buy goods. I have been a member for a few years now. I feel much safer using PayPal as it protects me from fraudulent companies. So the majority of the time I use PayPal and I am confident that I am being protected. Thankyou Geraldine Hambleton Reviewed on: 13th July 2026

PayPal helped me with a new laptop for university wh...

PayPal helped me with a new laptop for university when I needed it A Big Thank you to you guy's Reviewed on: 13th July 2026

PayPal is a great help to me if I get stuck I can re...

PayPal is a great help to me if I get stuck I can rely on PayPal Reviewed on: 13th July 2026

Paypal credit Seems to do exactly what it says on th...

Paypal credit Seems to do exactly what it says on the tin. Reviewed on: 13th July 2026

Amazing super easy.

Amazing super easy. Slick design Reviewed on: 13th July 2026

It’s been good but issues with card when I first set...

It’s been good but issues with card when I first set it up. Some places it would decline and this took 48 hours or so to rectify. I have 3 months interest free which is very generous and I like this. I am quite happy with how easy it is to pay off Reviewed on: 13th July 2026

Great options and rates,sometimes they have special...

Great options and rates,sometimes they have special offers too. Also great customer service,I mainly use the message feature and someone normally gets back to you with 30 minutes. 10/10 would highly recommend Reviewed on: 13th July 2026

PayPal - easy an teliable

Fantastic experience. Easy to use. Always available. Reviewed on: 13th July 2026

I like using PayPal

I like using PayPal for the ease to split payments really help when you get a big item you need. Reviewed on: 13th July 2026

No problems using Pay Pal.

I have had no problems using Pay Pal. I find the pay in 3 interest free useful for spreading the cost of purchases. Also 4 months interest free is good. Reviewed on: 13th July 2026

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