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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Always good and great service.

Always good and great service. Very comportable to use Reviewed on: 28th May 2025

Easy to use.

Easy to use. Confident spending. Great credit offers Reviewed on: 28th May 2025

Aleays friendly give good advise excellent service e...

Aleays friendly give good advise excellent service efficient Reviewed on: 28th May 2025

Super easy, efficient service.

Super easy to use, never had any issues. Secure and reliable with a very slick app that allows clear visibility. I especially like that it shows how much you have remaining for each individual purchase. Reviewed on: 28th May 2025

So convenient and easy to use.

So convenient and easy to use. PayPal Credit is 5 stars!!! Reviewed on: 28th May 2025

PayPal credit helps our house refurbish

PayPal credit helps our house refurbish as everything is getting expensive so it is very useful that we can plan our money. Reviewed on: 28th May 2025

Easy to use good rate great service and very secure...

Easy to use good rate great service and very secure to use comfortable repayments Reviewed on: 28th May 2025

I have no problem using PayPal.

I have no problem using PayPal. Excellent for customer service. Reviewed on: 28th May 2025

Great service

Always responding to issues I had with payments or refunds Reviewed on: 28th May 2025

Easy and Secure Payments!

It’s easy and I feel secure when making purchases. PayPal credit is helpful, gives space when needing to return products, also offer interest free incentives for payments! Reviewed on: 28th May 2025

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