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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Easy to use safe and secure and when I had an issue...

Easy to use safe and secure and when I had an issue it was quickly resolved with friendly staff Reviewed on: 28th May 2025

Amazing Paypal

Awesome payment platform, it's made payment easy and seamless for me Reviewed on: 28th May 2025

Very good, no issues currently

Very good, no issues currently and I have been using it for a long time now would recommend Reviewed on: 28th May 2025

Happy customer

Never had any issues with Paypal Reviewed on: 28th May 2025

Managing PayPal credit is not easy to navigate and s...

Managing PayPal credit is not easy to navigate and stressful. Reviewed on: 28th May 2025

Easy to use.

Easy to use. Accessible and secure. Used when needed. Clear. Reviewed on: 28th May 2025

It’s a solid platform with some standout features

I've been using PayPal for several years now for both personal and business transactions. Overall, it’s a solid platform with some standout features. PayPal is accepted by millions of merchants worldwide, making it a very convenient option for online shopping, especially when buying from international sellers and PayPal offers dispute resolution and protection policies that can be reassuring. As a buyer, I’ve successfully received refunds for items that didn’t arrive or were significantly different from the description. Reviewed on: 28th May 2025

The platform offers a flexible way of checking out g...

The platform offers a flexible way of checking out goods at zero percent interest. I would recommend it a 1000 times. Reviewed on: 28th May 2025

Pay in 3 option is perfect for ne

Pay in 3 option is perfect for ne Reviewed on: 28th May 2025

Makes purchasing easier

If I have a large purchase to make I will choose PayPal credit as it allows me to pay over time but I also get the back up of PayPal Reviewed on: 28th May 2025

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