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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Amazing I love payapl easy to use app

Amazing I love payapl easy to use app Reviewed on: 13th July 2026

I like paypal its great, when a problem occurs they...

I like paypal its great, when a problem occurs they fix it with no problems it makes you safe on paying for items. Reviewed on: 13th July 2026

Godsend to me

I have been with Pay Pal for years and they are so easy to deal with the credit has been a godsend to me Reviewed on: 13th July 2026

I've had a good experience with PayPal so far.

I've had a good experience with PayPal so far. They helped me to resolve an issue with one of the retailers who refused to process a refund for the returned item. I'd highly recommend PayPal to my friends and family. Reviewed on: 13th July 2026

Easy to apply, easy to use.

Easy to apply, easy to use. What more needs to be said? Reviewed on: 13th July 2026

It’s amazing and easy to use thanks

It’s amazing and easy to use thanks Reviewed on: 13th July 2026

Good Service

Always found it an easy experience, never had any issues over the years I have used the service. It's one of the easiest ways to pay as more and more businesses are accepting this method of payment and it's secure. Reviewed on: 13th July 2026

A great way to manage your spending!

I've been using PayPal Credit for online purchases over a year and it's been a great way for me to manage spending. The application process is quick and straightforward, with a decision given almost instantly. What I appreciate most is the flexibility and being able to spread the cost of larger purchases and the interest-free period on purchases is a genuine benefit. Reviewed on: 13th July 2026

Very good customer

Very good customer service had no issues since Reviewed on: 13th July 2026

Have used PayPal 4 yrs.

Have used PayPal 4 yrs. Always my go 2 way 2 pay Reviewed on: 13th July 2026

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