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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Very Helpful and convenient easy to use.

Very Helpful and convenient easy to use. Quick reply repayment options were reassuring Reviewed on: 13th July 2026

Fantastic service and product choices.

Fantastic service and product. Helps me live and buy the way I need with so many different options. It's amazing! Reviewed on: 13th July 2026

Okay service

Okay service I have not sought out assistance Reviewed on: 13th July 2026

It’s good easy to use rates are high, but so is ever...

It’s good easy to use rates are high, but so is everything else Reviewed on: 13th July 2026

Love the pay in 3 or credit option.

Love the pay in 3 or credit option. The PayPal points are brilliant. My PayPal debit card is my main card now. Reviewed on: 13th July 2026

Easy to use and helpful when budgeting

Easy to use and helpful when budgeting Reviewed on: 13th July 2026

Easy to use , accepted with many retailers.

Easy to use , accepted with many retailers.helpful customer service Reviewed on: 13th July 2026

PayPal makes life simple...

PayPal is one of those services that just makes life easier. It is fast, reliable and gives me peace of mind when paying online. I love being able to make purchases without repeatedly sharing my card details, and the app is clear and simple to use. Whether I am shopping, sending money or checking payments, PayPal feels secure, convenient and dependable. It has become my go-to payment option because it saves time and makes online transactions feel much safer. Excellent service and highly recommended. Reviewed on: 13th July 2026

I find PayPal so easy to use...

I find PayPal so easy to use in almost every financial transaction. Reviewed on: 13th July 2026

I find using PayPal very simple and easy.

I find using PayPal very simple and easy. As well as any additional questions I may have are available on the website for me to use. Reviewed on: 13th July 2026

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