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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Always had good customer service, this offers more w...

Always had good customer service, this offers more ways to spend a spread the cost. Reviewed on: 28th May 2025

I use PayPal for most of my transactions and I'm ver...

I use PayPal for most of my transactions and I'm very happy with the service provided. PayPal always offers peace of mind. Reviewed on: 28th May 2025

Easy to use

Obtaining PayPal credit was straightforward and simple, using it is stress-free, the interest rate is quite high but that's reflective of all credit at the moment Reviewed on: 28th May 2025

Use PayPal credit a lot and it's helped me out when...

Use PayPal credit a lot and it's helped me out when I've needed to use credit online. Feel safer using PayPal than I do a debit/ credit card. I was once worried about a payment not being paid within the timeframe and PayPal put me at ease asking if I could make the minimum payment required which I could and managed to catch up thereafter. Great service. Reviewed on: 28th May 2025

Very useful!

Very useful!I'd like to use PayPal than bank transfer. Reviewed on: 28th May 2025

I have been with PayPal for many years.

I have been with PayPal for many years. It's never fail me and I recommended my friends and family members and now most of them are using PayPal. Reviewed on: 28th May 2025

Great product with easy clear information great term...

Great product with easy clear information great terms and fab reminder service too! Reviewed on: 28th May 2025

I love that it’s easy to use and any issues are easi...

I love that it’s easy to use and any issues are easily resolved via customer service. Reviewed on: 28th May 2025

I’ve always found PayPal an easy and trusted way of...

I’ve always found PayPal an easy and trusted way of paying. I have always felt that they genuinely protect me as a buyer and a seller. Would highly recommend. Reviewed on: 28th May 2025

Great service also very reliable great rates easy to...

Great service also very reliable great rates easy to use Reviewed on: 28th May 2025

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