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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175439)

I find the PayPal app very useful and easy to use th...

I find the PayPal app very useful and easy to use the customer care team are friendly and helpful Reviewed on: 9th July 2026

PayPal is acceptional the amount of options they giv...

PayPal is acceptional the amount of options they give you if you can’t afford a to purchase something that you desperately need is second to none would recommend PayPal to anyone Reviewed on: 9th July 2026

Paypal Credit is easy to obtain and use.

Paypal Credit is easy to obtain, use and it helps with improving your credit score. I can make transactions with it virtually everywhere, off and online. I also love the fact that they always submit my monthly report to the credit bureau on time and thus help in ensuring i have a realistic view of my credit status. The only downside is that it takes forever for one to receive offers on credit increase. Reviewed on: 9th July 2026

Good service

Decent company that offers peace of mind with online transactions Reviewed on: 9th July 2026

Very easy to use and widely accepted on many retaile...

Very easy to use and widely accepted on many retailers worldwide. Reviewed on: 9th July 2026

Paypal credit

Good platform and good to have can build up spenditure without knowing Reviewed on: 9th July 2026

I like that a can always have easy access to my acco...

I like that a can always have easy access to my account through the app , and my direct debit is always paying my credit on time Reviewed on: 9th July 2026

Used PayPal for years?

Used PayPal for years?never had a problem Reviewed on: 9th July 2026

simple flexible process

simple flexible process, great for ad hoc purchases , with options for all levels of spending Reviewed on: 9th July 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. It’s quick, simple, and secure, making online payments and transfers really easy. I like the added peace of mind knowing my payment details are protected, and the buyer protection feature gives extra confidence when shopping online. The app is straightforward to use, transactions are fast, and it’s a reliable service I’m happy to recommend. Reviewed on: 9th July 2026

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