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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Always an excellent service from all staff st pay pal

Always an excellent service from all staff st pay pal Reviewed on: 28th May 2025

Paypal helped my to by a item I thought I would neve...

Paypal helped my to by a item I thought I would never be able to have. With there monthly payment plan it made my shopping so much easier and stress free Reviewed on: 28th May 2025

I have had an account for several years, always the...

I have had an account for several years, always the highest quality of service Reviewed on: 28th May 2025

Always easy and secure to use.

Always easy and secure to use. Great customer service Reviewed on: 28th May 2025

Excellent flexibility.

Excellent flexibility. Easy to pay, spread payments and shop online Reviewed on: 28th May 2025

Best paypal

Easy simple yo add and withdraw funds and very safe Reviewed on: 28th May 2025

Great Experience

Paypal is a reliable platform that I trust with my money, and I have so much confidence that any transaction i make with them is protected and secure. Reviewed on: 28th May 2025

Gives security when making payments and resolves dis...

Gives security when making payments and resolves disputes quickly. Allows me to send and receive money from family members living out of the country Reviewed on: 28th May 2025

I use PayPal credit for my train to work so I don’t...

I use PayPal credit for my train to work so I don’t have to pay for it up front it’s great. Reviewed on: 28th May 2025

No issues at all, great experience

No issues at all, great experience Reviewed on: 28th May 2025

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