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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Always available and can set up for direct debit so...

Always available and can set up for direct debit so don’t forget to pay. Makes life so much easier Reviewed on: 13th July 2026

How to get to use PayPal

Following instructions slowly and carefully and all gets revealed using various bits of equipment Reviewed on: 13th July 2026

PayPal is embedded into life nowadays so making it s...

PayPal is embedded into life nowadays so making it simple to purchase items on credit, with the correct controls, is very useful. Reviewed on: 13th July 2026

PayPal makes purchases far easier at checkout.

PayPal makes purchases far easier at checkout. Safe way to transfer money. Reviewed on: 13th July 2026

Incredibly easy to get set up - rates and interest a...

Incredibly easy to get set up - rates and interest are generous Reviewed on: 13th July 2026

Easy to use.

Easy to use. Help us always available. Reviewed on: 13th July 2026

Good reliability for service and product s

Good reliability for service and product s Reviewed on: 13th July 2026

i have had a few issues with goods not received and...

i have had a few issues with goods not received and paypal fought hard for refunds Reviewed on: 13th July 2026

Always a great service

Always a great service, never have anything but first class service Reviewed on: 13th July 2026

PayPal Review

I have had problems with a few retail stores but PayPal helped resolve the problems amicably. Reviewed on: 13th July 2026

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