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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175556)

PayPal is the best

If I didn’t have PayPal as an option then it would be difficult for me to purchase and I love how secure they are with payments. Reviewed on: 9th July 2026

Paypal is easy to use and their customer service is...

Paypal is easy to use and their customer service is second to none, i have had assistance when I have had issues. They are really helpful Reviewed on: 9th July 2026

Any time I’ve had to call them it’s very easy to get...

Any time I’ve had to call them it’s very easy to get through and once I’m through to them they are very polite and helpful. PayPal cash back is an excellent tool I’ve set up to pay everything I purchase with PayPal, as my main card. Reviewed on: 9th July 2026

It’s easy way to pay, simple to manage and safe...

It’s easy way to pay, simple to manage and safe Reviewed on: 9th July 2026

PayPal is my go to anytime any day.

PayPal is my go to anytime any day. Reviewed on: 9th July 2026

A sense of security.

My husband and I both use PayPal as it gives us a sense of security in that there is someone (human)! to speak to in times of need. It permits confident purchases knowing that in case of unsuitability or inaccuracy in description the system can be successfully fought. Reviewed on: 9th July 2026

I am satisfied to use paypal credit

I am satisfied to use paypal credit Reviewed on: 9th July 2026

Had no bad experience, not been with credit card sid...

Had no bad experience, not been with credit card side of it very long but so far so good. Its a great way to budget using this card and feel safe that it is through Pay Pal Reviewed on: 9th July 2026

Great service

Very convenient , able to spread the cost is a bonus Reviewed on: 9th July 2026

It's an easy process and very easy to check things o...

It's an easy process and very easy to check things on the app. It's straightforward. Reviewed on: 9th July 2026

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