Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

Low credit after being with paypay for so many years.

Low credit after being with paypay for so many years. Reviewed on: 28th May 2025

Never have a problem easy and convenient plus very fair

Never have a problem easy and convenient plus very fair Reviewed on: 28th May 2025

Easy, fast and safe payments, user friendly app.

Easy, fast and safe payments, user friendly app. Reviewed on: 28th May 2025

Nice and easy to set up, clear communication regardi...

Nice and easy to set up, clear communication regarding details and when payments are due. Flexible payment options to suit your own needs. Reviewed on: 28th May 2025

Good to be fair

Good to be fair, extra incentive to get the twenty pound off I think it was. Did the job, I don’t really know what else you want me to say there was no problems it just did what it said it was gonna do. Reviewed on: 28th May 2025

Excellent customer service advisors

Paypal offer excellent customer service advisors who can't do enough for you as a customer. Reviewed on: 28th May 2025

Never had issues and easy to use.

Never had issues and easy to use. Helpful when used customer service/help. Reviewed on: 28th May 2025

Paypal is an easy to use app that provides excellent...

Paypal is an easy to use app that provides excellent value for money Reviewed on: 28th May 2025

I have had nothing but a good experience

I have had nothing but a good experience Reviewed on: 28th May 2025

Never had a bad experience with paypal

Never had a bad experience with paypal Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub