Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

0% interest for 4 months is a game changer!

The credit payments offering 0% interest for 4 months are brilliant. Also clearly let you know the applicable dates to make payments by so they don’t accumulate interest. Reviewed on: 28th May 2025

Great Service

PayPal provides an excellent service and great communications keeping me abreast of payments and services. Reviewed on: 28th May 2025

Exceptional customer service

I have always received a very high level of customer service, always friendly and professional no matter what problem, always resolve matters as promptly as possible. Good rates and always really helpful whether phone, app or website. Being disabled a excellent level of customer service is extremely important and they are always very patient with me .I would recommend PayPal credit without any doubt whatsoever. 5* Reviewed on: 28th May 2025

Was totally ripped off at a garage for my car servic...

Was totally ripped off at a garage for my car service and PayPal sided with the garage Reviewed on: 28th May 2025

Easy transfer, payments very safe

Easy transfer, payments very safe Reviewed on: 28th May 2025

Great service and easy to use

Great service so far and customer service when I've needed it. Easy to use Reviewed on: 28th May 2025

All great, not had a bad experience so far!

All great, not had a bad experience so far! Reviewed on: 28th May 2025

I love PayPal especially PayPal credit it's my numbe...

I love PayPal especially PayPal credit it's my number one way to shop online Reviewed on: 28th May 2025

Excellent very helpful especially pay in 3.

Excellent very helpful especially pay in 3. Reviewed on: 28th May 2025

PayPal is such a secure and easy way to pay for your...

PayPal is such a secure and easy way to pay for your purchases Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.76 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub