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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Very easy to use, a great option to choose when want...

Very easy to use, a great option to choose when wanting to purchase but don't want/ unable to pay upfront,great to have 4 months to pay before interest Reviewed on: 13th July 2026

The Paypal app is lightweight and simple to understand.

The Paypal app is lightweight and simple to understand. I have had no trouble doing exactly what I wanted to do without any technical or procedural difficulties. Reviewed on: 13th July 2026

I have a wonderful experience buying items with the...

I have a wonderful experience buying items with the credit card Reviewed on: 13th July 2026

PayPal's 4 months 0% credit offer is simply superb...

PayPal's 4 months 0% credit offer is simply superb, way better than all those pay-in-three providers such as Klarna and Clear Pay - if you want that option, Paypal has you covered too! Understanding statements is easy enough, especially with the ability to download statements for full detail, meaning you never miss a payment. Reviewed on: 13th July 2026

Never had a problem using PayPal credit.

Never had a problem using PayPal credit. Always simple to set up and pay off. Reviewed on: 13th July 2026

Always fast secure and smooth transactions when usin...

Always fast secure and smooth transactions when using PayPal plus the safest way to ensure your money is in safe hands. Reviewed on: 13th July 2026

Best for me

Easy, quick,everything in the app . Everywhere except. Reviewed on: 13th July 2026

Easy to reliable

Easy to use convenient trust worthy Reviewed on: 13th July 2026

Good and Reliable service.

Good and Reliable service. Fast checks and payments. Reviewed on: 13th July 2026

It’s better to have pay pal credit than credit cards

It’s better to have pay pal credit than credit cards Reviewed on: 13th July 2026

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