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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175749)

Very quick to confirm.

Very quick to confirm. Very easy to do. Approved very very quickly. Reviewed on: 9th July 2026

I find it easy to use and always help when...

I find it easy to use and always help when needed Reviewed on: 9th July 2026

Excellent customer service.

Excellent customer service, always there to help, Great for all my transactions Reviewed on: 9th July 2026

It is very easy to do shopping.

It is very easy to do shopping. Only i wish i can change to i can to pay later in 3 option after buying products Reviewed on: 9th July 2026

easy and secure ..

So easy and secure I’ve used PayPal for 20 years plus Reviewed on: 9th July 2026

So far the experience is amazing with PayPal and Pay...

So far the experience is amazing with PayPal and PayPal Credit. Reviewed on: 9th July 2026

PayPal Credit

I’ve never had any problems, it's approved every purchase and after 3 monthly payments the items are bought without any issues and being interest free is even better. Reviewed on: 9th July 2026

Love it!

I've used paypal for many years and wouldn't think of using anything else. It makes payments so easy and the PayPal credit system was really helpful when I needed it! Reviewed on: 9th July 2026

Good for buying online good pay pal always helps you...

Good for buying online good pay pal always helps you out if you have troublesome sellers and scammers online wouldnt use any other company Reviewed on: 9th July 2026

No waiting around to be accepted, able to use everyw...

No waiting around to be accepted, able to use everywhere. Only issue I have is trying to get a virtual card Reviewed on: 9th July 2026

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