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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Had issues and they were responsive within a reasona...

Had issues and they were responsive within a reasonable amount of time Reviewed on: 13th July 2026

PayPal is to use securely..

PayPal is easy to use and is always there as an option to pay securely. Reviewed on: 13th July 2026

A safety net in today’s world of scammers.

A safety net in today’s world of scammers. Excellent at solving problems. Reviewed on: 13th July 2026

I found paypal credit very quick to access and easy...

I found paypal credit very quick to access and easy to use Reviewed on: 13th July 2026

My experience

Iv with PayPal for many years and it was a life saver in a number of situations. When I have some issues the customer service team will always help me in a best way possible Reviewed on: 13th July 2026

Breathing Space.

I love the flexibility you get with PayPal credit, it gives breathing space whilst managing ourf finances in this challenging times we live in. Reviewed on: 13th July 2026

Never had a problem with paypal

Never had a problem with paypal always has been excellent in all transactions Reviewed on: 13th July 2026

Very easy to use and when you have to send money i l...

Very easy to use and when you have to send money i like the activity part. Reviewed on: 13th July 2026

Fast and easy service great for day to day

Fast and easy service great for day to day Reviewed on: 13th July 2026

It's good easy to use and access.

It's good easy to use and access. It was straightforward to sign up. Sometimes hard to get in touch with an actual human. Its also frustrating that not everywhere online or every app accepts the card. Reviewed on: 13th July 2026

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