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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175854)

Convenient financial service easy payment opinions

Convenient financial service easy payment opinions Reviewed on: 9th July 2026

Nothing negative to report.

Nothing negative to report. Good at what they do. Reviewed on: 9th July 2026

Ok service.

Using the Paypal Credit service was great. I was able to spread the cost of goods over 4 months with 0% interest. However the interactions I’ve had with the customer service team has been poor Reviewed on: 9th July 2026

Paypal helps me balance my money.

Paypal helps me balance my money. I can buy in 3 payments Reviewed on: 9th July 2026

Gives safe way to purchase, gives by now pay later o...

Gives safe way to purchase, gives by now pay later options Reviewed on: 9th July 2026

Easy to use

I have found it so easy to use and makes it easier to buy stuff and pay it back bit by bit Reviewed on: 9th July 2026

The cost repairing...

Allowed me to spread the load of the cost repairing car, and keeping a 21 year old car going. Reviewed on: 9th July 2026

Great, easy to use service.

Great, easy to use service. Reliable and useful 0% feature. Reviewed on: 9th July 2026

Amazing protection

Amazing… would tell everyone to join because its very well protected Reviewed on: 9th July 2026

Easy and safe when you put money in paypal

Easy and safe when you put money in paypal Reviewed on: 9th July 2026

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