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PayPal: PayPal Credit reviews

4.90
Based on 110,973 reviews, last reviewed 20th May 2026
2772800% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and easy! Fast and easy!!! That's all what needed :) Reviewed on: 20th May 2026
Krzysztof K's avatar
Krzysztof K

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110973)

When I was hacked PayPal helped me sort it out and g...

5
When I was hacked PayPal helped me sort it out and got my money back for me Reviewed on: 16th May 2026

PayPal easy, user friendly and safe to use

5
i have found that paypal is very versatile and easy to use and the app is very user friendly and keeps up to date i possibly might be using it for getting in crypto at some point and find this way of banking secure and feel alot safer than other banking business,s A****** Reviewed on: 16th May 2026

Always make me minus.

3
Always make me minus. No go brought straight money from bank like previously Reviewed on: 16th May 2026

PayPal credit- don’t shop without it 5*

5
PayPal credit is available whenever I want to shop online or in person, & with the virtual card I can buy whatever I need; the interest free periods are fantastic for larger purchases when you can’t wait…I don’t shop without it 5* Reviewed on: 16th May 2026

I just like the security and convenience

5
I just like the security and convenience Reviewed on: 16th May 2026

Great way to pay

5
Never had any problems with PayPal Reviewed on: 16th May 2026

Fantastic

5
Using paypal credit and buy now pay later is such a breeze having a easy straightforward app that's easy to use goes a long way! 5/5 Reviewed on: 16th May 2026

I’m very happy because I could find help when I needed!

5
I’m very happy because I could find help when I needed! Reviewed on: 16th May 2026

Helpful .

5
Paypal has been there for me in times of need. And whenever I have had an issue, which rarely, they are always quick to respond and help with the problem. Reviewed on: 16th May 2026

Very good and happy with the service.

5
Very good and happy with the service. Definitely will continue to use for the foreseeable. Reviewed on: 16th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review