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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175924)

easy to see exactly what is going on in the account,...

5
easy to see exactly what is going on in the account, when a payment is due, how much balance is left, etc., so it is very easy to manage Reviewed on: 9th July 2026

Good service

5
Good service and easy to manage, great payment options. Reviewed on: 9th July 2026

Very supportive

5
Very helpful in getting money back for no delivery easy to use reliable service Reviewed on: 9th July 2026

I have always had a good experience with Paypal cust...

5
I have always had a good experience with Paypal customer service has always been outstanding and resolve any issues very quickly . Lots of good additional services Reviewed on: 9th July 2026

Great experience

5
I've never had any bother with paypal. All transaction have always been smooth and simple from start to finish. Very easy to navigate the app as well. I do use PayPal on the daily and have to say it's a game changer. Reviewed on: 9th July 2026

They have been happy and helpful.

5
They have been happy and helpful. Easy to use and understandable. Reviewed on: 9th July 2026

Brilliant, easy, and can save you money.

5
Paypal credit is easy to use and even easier to check out with. It's also really good for keeping up to date with spending and deliveries, the interest rates are really competitive and the four months interest free on every purchase over £100 is a brilliant way to make larger purchases more manageable. Reviewed on: 9th July 2026

Great App, Easily accessible and PayPal credit is ea...

5
Great App, Easily accessible and PayPal credit is easy to understand and use. Takes that ease out of shopping. Reviewed on: 9th July 2026

Love PayPal!

5
Love using PayPal spreading the cost is the only way I can afford anything for my home and kids Reviewed on: 9th July 2026

I have now paid off my credit card so I'm happy.

4
I have now paid off my credit card so I'm happy. Reviewed on: 9th July 2026

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