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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Clear information and easy to navigate the app, alwa...

Clear information and easy to navigate the app, always get my question answered when contacted customer service. PayPal works for me Reviewed on: 28th May 2025

Great service

Great overall service very pleased so far Reviewed on: 28th May 2025

Great experience really easy to use

Great experience really easy to use Reviewed on: 28th May 2025

Used it a few times and it’s excellent.

Used it a few times and it’s excellent. Very easy and quick to use. Reviewed on: 28th May 2025

Great service, , .

Great service, , very useful and easy to use.. Reviewed on: 28th May 2025

Great service and amazing customer

Great service and amazing customer Reviewed on: 28th May 2025

Easy, accessible, affordable.

I find it really useful way to buy products online and pay off before costing me interest. As a busy Mum of three young kids and a carer, being able to buy what I need when I need it is much less stressful using paypal pay in 3 or PayPal credit, spreading the cost over a few months. Reviewed on: 28th May 2025

Love paying by PayPal so easy and secure.

Love paying by PayPal so easy and secure. Reviewed on: 28th May 2025

Great option to flexibly pay for large purchases!

Great option to flexibly pay for large purchases! Reviewed on: 28th May 2025

I like to use PayPal.

I like to use PayPal... easy and safe Reviewed on: 28th May 2025

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