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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

Scam or any disputes they solve very quickly I am mo...

5
Scam or any disputes they solve very quickly I am more than happy to recommend PayPal for there brilliant service Reviewed on: 13th July 2026

Pay in 3 is brilliant.

5
Pay in 3 is brilliant. Use it all the time. So easy to use. The updates are excellent Reviewed on: 13th July 2026

Paypal use for lot of flatforms now.

4
Paypal use for lot of flatforms now. The way of paying in credit is very comfortable. Reviewed on: 13th July 2026

PayPal it’s peoples card

5
Paypal is very useful credit cards that’s provided for you. U can use it many retail shops. Reviewed on: 13th July 2026

Peace of mind every time I use PayPal I have the Kno...

5
Peace of mind every time I use PayPal I have the Knowledge that using Pay Pal is safe, Quick, easey and secure. Reviewed on: 13th July 2026

So easy to use and to set up, probably one of the ea...

5
So easy to use and to set up, probably one of the easiest accounts to set up Reviewed on: 13th July 2026

Streamlined purchase

5
Makes the whole process of purchasing online very streamlined and convenient, it's also nice that you have instalment options for larger payments. Reviewed on: 13th July 2026

It’s convenient and easy to use.

5
It’s convenient and easy to use. The credit limit is perfect Reviewed on: 13th July 2026

Excellent and simple service

5
Paypal has allowed me to purchase items for my new house without having to worry about spending of hidden fees. Great and easy to use. Reviewed on: 13th July 2026

It helped me with few cases that i had problem with .

5
It helped me with few cases that i had problem with . Really appreciate it.. Reviewed on: 13th July 2026

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