Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175982 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175984)

Been with PayPal fir years never had any issues

Been with PayPal fir years never had any issues Reviewed on: 9th July 2026

With PayPal you get 4 month interest free over £100...

With PayPal you get 4 month interest free over £100 which no credit card dose. Reviewed on: 9th July 2026

Easy to use

Easy to use, great that there is a payment protection Reviewed on: 9th July 2026

Paypal is quick and secure!

I’ve used PayPal for as long as I can remember and never had a single issue. Quick, secure, trusted payments, along with great lending offers (pay in 3 & credit). Reviewed on: 9th July 2026

Yeah it’s alright.

Yeah it’s alright. Has good options like PayPal credit and pay in 3 Reviewed on: 9th July 2026

PayPal Financial Support

PayPal is quick an easy to use. I can use the credit option and pay later when I am in a position to do so. It’s like have a safety net to help you purchase what you need then pay when you can afford to. Reviewed on: 9th July 2026

Been using PayPal for years, never had a problem!

Been using PayPal for years, never had a problem!Happy Customer Reviewed on: 9th July 2026

Easy of use and I find the best way to...

Easy of use and I find the best way to pay for things Reviewed on: 9th July 2026

The app is easy to use no problems with pay pal exce...

The app is easy to use no problems with pay pal excellent customer service and support absolutely professional easy to contact to sort any problems that may occur efficiently and professionally. Reviewed on: 9th July 2026

Customer service can be improve more as sometime we...

Customer service can be improve more as sometime we fell like the agent don't care about the customer. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.71 from 3846 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97592 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub