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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

Support is great

5
Just overall help from paypal and support team has been great if any issues are raised Reviewed on: 13th July 2026

PayPal is my trusted service, my virtual shopping gu...

5
PayPal is my trusted service, my virtual shopping guardian angel. If I can not pay on line via PayPal I do not use the service,. Reviewed on: 13th July 2026

Not good so far.

3
Not good so far. Keeps rejecting my debit card as a form of payment. And I have completed all stages but the delivery part says if haven’t completed it!! Reviewed on: 13th July 2026

PayPal is incredibly useful.

5
I have used PayPal for over 10 years and have always found the service effecient, convenient and if I have ever encountered any problems they have been resolved very quickly. Reviewed on: 13th July 2026

Unable to remove existing payment card

5
Unable to remove existing payment card Reviewed on: 13th July 2026

I have had excellent experience using PayPal.

5
I have had excellent experience using PayPal. Reviewed on: 13th July 2026

life saver tbh.

5
life saver tbh. thank you so much. Reviewed on: 13th July 2026

Enjoy using paypay.

5
Enjoy using paypay. Where possible I use it for every payment. I have the bank card as well and even pay my rent using it. I feel ir gives me more protection when shopping and recommend it to everyone. Reviewed on: 13th July 2026

Great service all round

5
Always an easy to use service with help where needed. Well done Paypal. Reviewed on: 13th July 2026

Customer service are quick and helpful.

5
Customer service are quick and helpful. Paypal is reliable and knowing it’s a safe way of paying with their provided protection is immensely helpful Reviewed on: 13th July 2026

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