Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176012 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176012)

easy to use, quick to checkout.

easy to use, quick to checkout. gives freedom and set days to pay. often gives deals when using so you actually save money Reviewed on: 9th July 2026

Always helped me out when i struggled

Always helped me out when i struggled Reviewed on: 9th July 2026

Generally great.

Generally great. Helps have a rewards incentive. Tech and integration is good, but could be better integrated with fiannce management apps like Snoop. However, that’s a fairly minor complaint as I use it for most things now. Reviewed on: 9th July 2026

Easy App.

Easy App. Easy to use. Clear instructions Reviewed on: 9th July 2026

PayPal helped and refunded when I was scammed on goo...

PayPal helped and refunded when I was scammed on goods that did not arrive Reviewed on: 9th July 2026

Never had any issues with PayPal

Never had any issues with PayPal Reviewed on: 9th July 2026

Very convenient to use and quick to respond for quer...

Very convenient to use and quick to respond for queries and refunds Reviewed on: 9th July 2026

Never had a problem if have to contact PayPal they s...

Never had a problem if have to contact PayPal they sort it out there and then Reviewed on: 9th July 2026

PayPal is a great company.

PayPal is a great company. It helps to pay for big purchases over time and have low fees and interest Reviewed on: 9th July 2026

Very reliable and efficient and safe and secure

Very reliable and efficient and safe and secure Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97613 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub