Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

Never had any troubke using paypal

Never had any troubke using paypal Reviewed on: 28th May 2025

Very easy to use and very safe to use.

Very easy to use and very safe to use. Knowing my purchases are covered if anything goes wrong, Reviewed on: 28th May 2025

I was a bit cautious about taking out PayPal credit...

I was a bit cautious about taking out PayPal credit but was reassured that it was fine and now I can make small monthly interest free payments on anything I purchase that could effect bill payments if a big transaction was needed I pay on time and if I was a couple days late i.e forget they are superb no added interest etc , great customer service when contacting them for info or reassuring on a transaction Reviewed on: 28th May 2025

Paypal review

I haven't used it much but it's all gone smoothly when I have. Nice to have as an available option. Have used Paypal for many years and have not experienced any negative issues, and they have dealt with any problems sufficiently. Reviewed on: 28th May 2025

Invaluable Service

I have found PayPal invaluable for paying for things and for sending money safely. Interest rates are on par with other providers Reviewed on: 28th May 2025

Always reliable and secure.

Always reliable and secure. Easy to make payments with reminders when they are due. Reviewed on: 28th May 2025

Brilliant

Life saver at times and is very easy to use. Reviewed on: 28th May 2025

PayPal Credit - the clear leader for online payments!

PayPal are highly secure, always available to support its customers, offer excellent and easy to use payment options, great value for money - and above all highly trusted. They may not be as popular as other payment solutions, but they are better by a million miles - I wouldn’t entertain anyone else at present - PayPal Credit are the clear leader for secure online payments! Reviewed on: 28th May 2025

Easy to purchase articles and any problems they are...

Easy to purchase articles and any problems they are fixed immediately with high degree of professoism. Reviewed on: 28th May 2025

I have been using this for more than a decade and al...

I have been using this for more than a decade and always found to be the best when i need it securely Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub