Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Overall good service.

Overall good service. Easy to navigate and use the app. Kept relevant and easy to deal with problems Reviewed on: 13th July 2026

Excellent service, never had any issues with this pr...

Excellent service, never had any issues with this product. Super convenient and easy to use. Reviewed on: 13th July 2026

like having paypal credit and a paypal debit card wh...

like having paypal credit and a paypal debit card which rewards you with points Reviewed on: 13th July 2026

Interest is massive!

Interest is massive! You never get anywhere once you’re in it too deep. Reviewed on: 13th July 2026

Great service and national wide acceptance.

Great service and national wide acceptance. Works almost everywhere without extra hassle. Reviewed on: 13th July 2026

Ive never had an issue with my paypal credit and wil...

Ive never had an issue with my paypal credit and will continue to use it without a doubt i was greatfull to be part of paypal credit Reviewed on: 13th July 2026

Always easy experience and very good to navigate

Always easy experience and very good to navigate Reviewed on: 13th July 2026

It is good, but it can be better, particularly in te...

It is good, but it can be better, particularly in terms of how repayment is taken from the account when it's due. Reviewed on: 13th July 2026

The charges are a bit too high and the percentage is...

The charges are a bit too high and the percentage is as much if not more than a credit card Reviewed on: 13th July 2026

PayPal simplify

Make my life easier, simplifying payment and offering now credit. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub