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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Best credit product. Highly recommended.

Use paypal credit from time to time to spread cost. Very easy to use the provide excellent value for money. Customer service also very straightforward and rarely have to wait. Reviewed on: 28th May 2025

Easy to set up and use.

Easy to set up and use. I like the protection and additional cover I get from PayPal. I particularly like the four months interest free credit option for extra flexibility when necessary. Reviewed on: 28th May 2025

Really easy to pay with PayPal credit

Really easy to pay with PayPal credit Reviewed on: 28th May 2025

It's good credit option

It's good credit option to have to pay for goods Reviewed on: 28th May 2025

Easy to use and helpful set up to be able to have 4...

Easy to use and helpful set up to be able to have 4 months interest free to repay. Reviewed on: 28th May 2025

PayPal is special

PayPal has always looked after me. Even in my time of need! And I appreciate them so much Reviewed on: 28th May 2025

Happy and confident with the security PayPal provide...

Happy and confident with the security PayPal provides and also the prompt action when there is an issue. Reviewed on: 28th May 2025

Always quick and easy.

Always quick and easy. The only drawback is it's a bit confusing how or when interest is applied to which amount, but that doesn't detract much from the good service. Reviewed on: 28th May 2025

So far it worked out for me.

So far it worked out for me. However, I have never had to talk to costumer service etc so I wouldn't judge on that. Overall, I am happy Reviewed on: 28th May 2025

Great experience so far - easy app and reliable service

Great experience so far - easy app and reliable service Reviewed on: 28th May 2025

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