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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

It has been easy to use.

It has been easy to use. Platform and authentication has been very easy Reviewed on: 13th July 2026

Very secure

It feels secure . I don'think twice when purchasing online Reviewed on: 13th July 2026

Always a good service.

Always a good service. The costumer service are always provided good information and help. Reviewed on: 13th July 2026

Easy and simple.

Easy and simple. Good repayment plans and email reminders. Reviewed on: 13th July 2026

Fast efficient & safe,

Fast efficient & safe, been with them several years now, no hassle & pay in 3 is very handy. Reviewed on: 13th July 2026

PayPal is easy to use and reliable

I have always used PayPal and have always found it easy to use and navigate. I like the reports features. I have never had issues when resolving payments Reviewed on: 13th July 2026

Smooth transactions every single time.

Smooth transactions every single time. I trust them to protect myself from scams. Buyer protection is topnotch and worry free. Reviewed on: 13th July 2026

No Issues in years of use

Many years using PayPal, never once had any issues, be it regular payments or credit. Used the send to friend option a few times too, without issue. Overall, a great company to deal with. Reviewed on: 13th July 2026

Every time without fail.

Alot of issues with vendors recently and PayPal has helped me efficiently and effectively every time. Reviewed on: 13th July 2026

Well done!

It's very good and the problems are always sorted Reviewed on: 13th July 2026

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