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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

I have used paypal for several years now and have ha...

I have used paypal for several years now and have had no issues at all, would definitely recommend them to my friends and family. Reviewed on: 28th May 2025

I like pay in 3 installments with 0%

I like pay in 3 installments with 0% Reviewed on: 28th May 2025

Awesome dealings

Everything is clear from the get go. Ease of transactions and updates via email before payment taken. Reviewed on: 28th May 2025

Very straightforward.

Very straightforward. Thier best product is pay in 3 no interest. Reviewed on: 28th May 2025

Excellent customer service.

Very efficient wherever I have needed to sort issues,Hassel free, quick response and detailed easy to follow procedures Reviewed on: 28th May 2025

Clear and easy to use and to understand.

Clear and easy to use and to understand. Direct debits easily set up. Reviewed on: 28th May 2025

Great way of spreading cost, four months of instest...

Great way of spreading cost, four months of instest free Reviewed on: 28th May 2025

Always on hand with disputes and very easy to talk...

Always on hand with disputes and very easy to talk too Reviewed on: 28th May 2025

Always had fantastic service and I use PayPal as my...

Always had fantastic service and I use PayPal as my preferred payment method Reviewed on: 28th May 2025

I find it easy and straightforward to use.

I find it easy and straightforward to use. On the rare occasion I've had a query it's been promptly resolved Reviewed on: 28th May 2025

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