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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Easy to use.

Easy to use. Easy to make payments. Reviewed on: 13th July 2026

I have used PayPal for many years

I have used PayPal for many years now and never had any issues Reviewed on: 13th July 2026

It's very easy to use, the 0% interest for 4months o...

It's very easy to use, the 0% interest for 4months on purchases of 99£ or more. no annual fees. if you missed a payment there will be a late fees. an APR of 23.9% variable should be lessen. Reviewed on: 13th July 2026

Great service easy to use app with is quick and reli...

Great service easy to use app with is quick and reliable. Nice payment options, easy to manage different wallets and payments and purchases. It is an available option to finance or purchase on many different sites Reviewed on: 13th July 2026

Easy and fast to use.

Easy and fast to use. Very convenient anywhere in the world. Reviewed on: 13th July 2026

Easy to use transactions are easily accessible and b...

Easy to use transactions are easily accessible and both debit and credit cards are free Reviewed on: 13th July 2026

No issues straightforward easy to understand

No issues straightforward easy to understand Reviewed on: 13th July 2026

Seemless service, highly recommend

Seemless service, highly recommend Reviewed on: 13th July 2026

Straight forward service.

Straight forward service..Used many times to spread the cost Reviewed on: 13th July 2026

Smooth transaction system

It is a smooth transaction system widely accepted and hence very functional. I can pay money to my family's in India too. Reviewed on: 13th July 2026

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