Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

Paypal in-Credi-ble!

The best at allowing one to spread purchases in instalments, sending and receiving money!! Reviewed on: 28th May 2025

I just love using it because it's flexible and accep...

I just love using it because it's flexible and accepted by many businesses Reviewed on: 28th May 2025

Easy to process transaction.

Easy to process transaction. I have called customer service a long ago, I made double payments for a purchase. Customer service wasn’t great. I couldn’t get resolve the issue. Reviewed on: 28th May 2025

I have used pay pal for years.

I have used pay pal for years. It’s so good easy to navigate. And I had a brilliant customer service. Reviewed on: 28th May 2025

Recommended for other payment options

i have recently used paypal credit and pay in 3 options all which have been helpful Reviewed on: 28th May 2025

Easy and convenient especially when carefully manage...

Easy and convenient especially when carefully manage how much have to spend on a budget Reviewed on: 28th May 2025

Interest free PayPal credit and expiration of intere...

Interest free PayPal credit and expiration of interest free period explanation could be better when receiving statements ie what is due when versus standard pay by date Reviewed on: 28th May 2025

Budgeting

I use PayPal credit often to budget larger purchases. The app is intuitive and customer support is helpful and responsive. Reviewed on: 28th May 2025

Always there to help when you need them

Always there to help when you need them Reviewed on: 28th May 2025

Never had a bad experience with paypal

Never had a bad experience with paypal Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.91 from 3600 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub