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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176068 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176122)

All purchases went through with ease very simple to...

All purchases went through with ease very simple to operate Reviewed on: 9th July 2026

Friendly Customer Servicend Best Value Money Outfit

The customer service has always been friendly and helpful Reviewed on: 9th July 2026

Everyone should use PayPal!

PayPal Credit has genuinely made a difference to how I manage bigger costs throughout the year. It’s been really convenient for spreading the cost of purchases, and this year it made a real difference with festival spending, tickets, camping gear, and everything else that comes with it, letting me spread it out over the interest-free period instead of taking one big hit to my account all at once. I’ve also used it for smaller, less costly items in between, and it’s just as handy for those. What’s made it even better is discovering PayPal+ along the way. I ended up saving 20% on food and drinks at the festival, which made a noticeable difference given how pricey things usually are on site. It felt like a nice bonus on top of something I already found useful. Overall, it’s been a reliable part of how I manage my spending over the years, easy to set up, straightforward at checkout, and genuinely useful when bigger costs come around. As long as you keep an eye on the interest-free deadlines, it’s a service that consistently delivers. Reviewed on: 9th July 2026

Positive feedback

I’ve had a really positive experience using PayPal. It’s always been quick, secure, and easy to use, whether I’m shopping online or sending money. I like how simple the app is to navigate, and transactions are processed smoothly. Having buyer protection also gives me extra confidence when making purchases. Overall, PayPal has been a reliable and convenient payment service that I trust and would happily recommend to others. Reviewed on: 9th July 2026

I've always had a great experience with paypal.

I've always had a great experience with paypal. It's been really helpful because I can split some of my payments into instalments, and for others I can pay up to four months later. It's made managing my budget much easier. I've always been happy with the service and would definitely recommend it. Reviewed on: 9th July 2026

Easy not navigate

Had no trouble at all easy to navigate and credit accepted straight away. Reviewed on: 9th July 2026

Never let you down.

Never let you down. very excellent Reviewed on: 9th July 2026

Always used PayPal great service any issues immediat...

Always used PayPal great service any issues immediately resolved. Reviewed on: 9th July 2026

Quick and responsive customer service, very easy to...

Quick and responsive customer service, very easy to contact through the app, or via phonecall. The app itself is pretty straightforward and easy to use to find key information or get additional help/support if needed Reviewed on: 9th July 2026

Very good service and easy am very happy I recommend...

Very good service and easy am very happy I recommend to friends to supply Reviewed on: 9th July 2026

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