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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Good and easy process.

Good and easy process. Gives you a bit of time to pay. Reviewed on: 13th July 2026

Super easy to use, easy to contact via chat window

Super easy to use, deal with suspicious payments quickly (often it’s suspicious because of trading names for companies instead of actual company names, which can be a bit confusing) and are easy to contact via their chat window. Reviewed on: 13th July 2026

saved me through lots of hard times , easy to check...

saved me through lots of hard times , easy to check balance Reviewed on: 13th July 2026

Customer service is brilliant, value for money

Customer service is brilliant, value for money Reviewed on: 13th July 2026

My experience was good and useful

My experience was good and useful Reviewed on: 13th July 2026

Paypal credit is a very simple process to follow and...

Paypal credit is a very simple process to follow and always a high degree of confidence in using Paypal credit and being my preferred choice of credit whenever available. Wouldn't hesitate to recommend do it. Reviewed on: 13th July 2026

I have been using PayPal for years now, just recentl...

I have been using PayPal for years now, just recently got the credit card and it’s been an amazing experience . Reviewed on: 13th July 2026

Good satisfied reliable

It's really good, very handy and dependable. Reviewed on: 13th July 2026

I like the 0% interest deals

Generally only use the interest free 4 months or pay over 3 offers. Never had an issue. Reviewed on: 13th July 2026

It’s so easy to use,

It’s so easy to use, and I love the way it lets you know when your purchases are out for delivery Reviewed on: 13th July 2026

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