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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176247)

gigs and house purchases

5
inuse it frequently for. house purchases and gig tickets honestly if have lost out on alot of experiences without it Reviewed on: 9th July 2026

Yey, PayPal is the best.

5
Yey, PayPal is the best. It’s really really good. Reviewed on: 9th July 2026

Great experience always there when you need help and...

5
Great experience always there when you need help and great ways of paying back Reviewed on: 9th July 2026

Reliable, trustworthy payment method.

5
Reliable, trustworthy payment method. Simple to use and view online. Always feels safe and secure. And hugely helpful if the need for a transaction query arises (if I pay for something and it doesn't turn up for example). I try to use PayPal for all my purchases online whenever it is available on merchant sites. Reviewed on: 9th July 2026

I have had a few bad experiences with buying and Pay...

5
I have had a few bad experiences with buying and PayPal have always resolved it . PayPal is so easy to use and the staff are very knowledgeable and professional. And also polite. Better than phoning my own bank . At least with PayPal, they are human I’m not talking to a machine. Reviewed on: 9th July 2026

PayPal is very reliable.

5
PayPal is very reliable. It is a good platform and service to fall back on and also helps build my credit score Reviewed on: 9th July 2026

I’ve had an awesome experience using PayPal, from sm...

5
I’ve had an awesome experience using PayPal, from smooth transactions to swift transfers and even a credit card Reviewed on: 9th July 2026

Very good rate of interest .

5
Very good rate of interest and easy to use and can get reward points we can use every where Reviewed on: 9th July 2026

Great service

5
Very rarely had an issue and when I have it has been resolved quickly and efficiently. Reviewed on: 9th July 2026

I use PayPal for all online orders.

5
I use PayPal for all online orders. I love the security it gives me. Reviewed on: 9th July 2026

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