Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

Excellent simple and intuitive service

Excellent simple and intuitive service, great integration into most checkouts Reviewed on: 28th May 2025

PayPal credit.

PayPal credit. A great way to finance online purchases with a trusted finance provider Reviewed on: 28th May 2025

Easy to use.

Easy to use and very helpful when contacted for customer service support. The reminder emails are very helpful for keeping track of your balance and payment due dates. Easy to apply for and quick response time with outcome. Reviewed on: 28th May 2025

PayPal provided me an instant fund.

PayPal provided me an instant fund. I found it easy to use and convenient Reviewed on: 28th May 2025

PayPal has always been fast, safe and secure.

PayPal has always been fast, safe and secure. I always pay by PayPal when there's an opportunity to, and often avoid websites that don't use it. Reviewed on: 28th May 2025

Why I use paypal

My main option when spending money online for security and my go to option for pay in 3 services Reviewed on: 28th May 2025

A great & safe Payment solution

Safe & Excellent payment solution. An efficient way for transactions providing easy repayment options. Reviewed on: 28th May 2025

The credit enables me to buy online

The credit enables me to buy online Reviewed on: 28th May 2025

Responsive and helpful

I found PayPal's customer service to be helpful and responsive whenever i have had any queries Reviewed on: 28th May 2025

Super Flexible

flexible options, accepted in a really wide range of places, secure quick and easy - i love it. Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub