Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 111,125 reviews, last reviewed 20th May 2026
2780100% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have no bad experience with PayPal. I have no bad experience with PayPal. I have started to trust more to pay through PayPal than bank card. Also annoyed that amazon dont let's me use ... Read more Reviewed on: 20th May 2026
Zuska's avatar
Zuska

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (111125)

I've been a customer if PayPal for over 20 years and...

5
I've been a customer if PayPal for over 20 years and I always use them for online purchases. I feel safe buying with them and customer services are great. Reviewed on: 16th May 2026

The best thing since sliced bread!

5
I always use PayPal for all my online and now instore purchases. Its quick, simple, im covered again fraud and I get points for using thier services - what more can you ask for! Reviewed on: 16th May 2026

Never had a problem that didn’t get solved

5
Never had a problem that didn’t get solved Reviewed on: 16th May 2026

High quality service

5
I have beed with paypal for over 20 years now. They have never let me down. Always providing high quality service Reviewed on: 16th May 2026

Peace of mind

5
I feel my payments are secure when paying via PayPal and have peace of mind that if I don’t receive what I’ve ordered I can contact PayPal through their resolution section which I have done a couple of times in the past and have helped me get a refund. Reviewed on: 16th May 2026

Convenient and reassuring

4
Use regularly and happy with ease of use, communication and updates Reviewed on: 16th May 2026

The credit card has pretty stupid automatic security...

3
The credit card has pretty stupid automatic security measures that make the card nearly unusable. The support staff were polite but were not able to help after several chats and several phone calls leading to nothing. Overall the credit card makes no sense as mostly transactions are not going through. Reviewed on: 16th May 2026

Affording the best of.

5
Love how you can pay in 3 with no interest, makes buying that better version of whatever more attainable. Reviewed on: 16th May 2026

Quick and easy, excellent service

5
Quick and easy, excellent service Reviewed on: 16th May 2026

Very Good Experience

5
I had a very good experience with PayPal Credit. The process was quick, simple and easy to understand. Payments were convenient and the service was helpful when I needed it. Overall, I am happy with the experience and would use it again in the future. ” Reviewed on: 16th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review